438 Rosecroft Ter, Baltimore, MD 21229 Property Records

Baltimore City property record for 438 Rosecroft Ter, Baltimore, MD 21229

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,364 sqft · built 1921
Lot Size	0.118 acres (5,160 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2013)
Tax Bill	$3,123 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
APN	`20-04-2532-047`

Property Details

APN / Parcel Number

Primary APN	`20-04-2532-047`
Alternative APNs	`042532 047` `2532-047`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,364 sqft Living Area
1st Floor Area	868 sqft
Basement Area	748 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	5,160 sqft (0.118 acres)
Lot Dimensions	129 ft deep x 40 ft wide
Porch	Slab
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	042532 047
Street Address	438 ROSECROFT TER
City	BALTIMORE
State	MD
Zip	21229-4136
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-6
Legal Description	40X129
Legal Block	2532
Legal Lot Number	47
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	1
Census Block	1000
Census Tract	200800

Owner

Source: Baltimore City records · APN 20-04-2532-047

Assessment roll updated July 14, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	438 ROSECROFT TER, BALTIMORE, MD 21229-4136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2013 · Amount on Record
Deed Sale	Aug 30, 2013 · Amount on Record
Prior Sale	Jan 08, 2013 · Amount on Record
Deed Book / Page	15581 / 11
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	438 ROSECROFT TER, BALTIMORE, MD 21229-4136
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 ROSECROFT TER, BALTIMORE, MD 21229-4136

Mortgage

Document Number	0248120443
Date	Jul 08, 2022
Book Page	24812/443

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	286 Months
Due	May 01, 2046

Tax Assessment & Valuation

Source: Baltimore City records · Assessment roll updated July 14, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,123.00 (+23.34%)	$132,967 (+23.92%)	$145,800 (+35.88%) Land $10,000 Building $135,800
2023	$2,532.00	$107,300 Land $10,000 Building $97,300	$107,300 Land $10,000 Building $97,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Believe Wireless Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

Based on FCC filings for 237 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.