San Luis Obispo County property record for 438 Rose Ln, Paso Robles, CA 93446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,415 sqft · built 1985 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,289 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-610-025 |
| Primary APN | 009-610-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,415 sqft Living Area |
| 1st Floor Area | 1,415 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Lot Area | 9,583 sqft (0.22 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 438 ROSE LN |
|---|---|
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-2931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CY PR TR 1118 LT 25 |
| Legal Subdivision | TRACT NO 1118 |
| Legal Tract | 1118 |
| Legal Block | 3 |
| Legal Lot Number | 25 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 10205 |
Source: San Luis Obispo County records · APN 009-610-025
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 ROSE LN, PASO ROBLES, CA 93446-2931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 15, 1998 |
| Deed Sale | Oct 15, 1998 |
| Prior Sale | Nov 17, 1995 · Amount on Record |
| Deed Document Number | 199866588 |
| Last Transfer Date | Aug 25, 2006 |
| Transfer Doc | 0000063745 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 16, 2026 |
| Property Address | 438 ROSE LN, PASO ROBLES, CA 93446-2931 |
| Document Number | 0000018884 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 202618884 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 438 ROSE LN, PASO ROBLES, CA 93446-2931 |
| Document Number | 0000018884, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 202618884 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 438 ROSE LN, PASO ROBLES, CA 93446-2931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 438 ROSE LN, PASO ROBLES, CA 93446-2931 |
| Document Number | 0000076159 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020076159 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2036 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | El Paso De Robles (Paso Robles) City |
| Unified School District | Paso Robles Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,289.00 (+3.25%) | $206,789 (+4.04%) Land $83,045 Building $123,744 |
| 2023 | $2,217.00 (+1.51%) | $198,761 Land $79,821 Building $118,940 |
| 2022 | $2,184.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790102053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 345 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
| Ranch WiFi | Fixed Wireless (unlicensed) | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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