Clearfield County property record for 438 River Rd, Clearfield, PA 16830
| Property Type | Commercial |
|---|---|
| Details | built 1931 |
| Lot Size | 1.74 acres (75,794 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,005 (Jul 2018) |
| Tax Bill | $1,681 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jul 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | K08-251-00001 |
| Primary APN | K08-251-00001 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Lot Area | 75,794 sqft (1.74 acres) |
| Account Number | 123044020 |
|---|---|
| Street Address | 438 RIVER RD |
| City | CLEARFIELD |
| State | PA |
| Zip | 16830-3049 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | BLDGS., TRAILER & 1.74 A |
| Jurisdiction | CLEARFIELD PA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 1 |
| Census Block | 1087 |
| Census Tract | 330600 |
438 River Rd, a commercial property, is owned by an individual who bought it in July 2018.
Source: Clearfield County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 547, CLEARFIELD, PA 16830-0547 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2022 | Deed, Transfer · Commercial Mortgage CNB BANK |
| Jul 24, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2018 · Amount on File |
| Deed Sale | Jul 24, 2018 · Amount on File |
| Deed Document Number | 20188893 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Recording Date | Nov 22, 2022 |
| Property Address | 438 RIVER RD, CLEARFIELD, PA 16830-3049 |
| Document Number | 0202216295 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 202216295 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,910.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 S FRONT ST, CLEARFIELD, PA 16830-2349 |
| Name | Verified Name |
|---|---|
| Address | 438 RIVER RD, CLEARFIELD, PA 16830-3049 |
| Document Number | 0202216297 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 202216297 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Recording Date | Jul 24, 2018 |
| Property Address | 438 RIVER RD, CLEARFIELD, PA 16830-3049 |
| Document Number | 0201808893 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 201808893 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,170.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2831 WASHINGTON AVE, CLEARFIELD, PA 16830-3536 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 547, CLEARFIELD, PA 16830-0547 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 438 River Rd was $1,681, up 0.1% from the year before.
Source: Clearfield County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clearfield County |
| County Subdivision | Lawrence Township |
| Unified School District | Clearfield Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,681.00 (+0.06%) | $20,126 Land $19,850 Building $276 | |
| 2025 | $1,680.00 (+569.32%) | ||
| 2024 | $251.00 | $10,063 (-) Land $9,925 Building $138 | |
| 2023 | $251.00 | $10,063 Land $9,925 Building $138 | |
| 1987 | $80,504 Land $79,400 Building $1,104 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 438 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 29, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 23 (1978–2026) |
| Claims Outside the SFHA | 1 of 23 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARFIELD MUNICIPAL AUTH serves 14,000 people · EPA ID PA6170008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jan 2018 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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