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438 Ridgewood Ave, Dundee, FL 33838 Property Records

Polk County property record for 438 Ridgewood Ave, Dundee, FL 33838

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,916 sqft · built 2022
Lot Size0.26 acres (11,339 sqft)
OwnerIndividual Name on File
Last Sale$38,500 (Mar 2022)
Tax Bill$4,699 (2025)
Deeds & MortgagesMar 2022 Sale
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN27-28-21-834510-002050

Property Details

APN / Parcel Number

Primary APN27-28-21-834510-002050
Alternative APNs
  • 212827834510002050
  • 12827000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,916 sqft Living Area
Gross Area2,336 sqft
1st Floor Area1,916 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area11,339 sqft (0.26 acres)
Lot Dimensions126 ft deep x 90 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch

Location & Zoning

Street Address438 RIDGEWOOD AVE
CityDUNDEE
StateFL
Zip33838-4001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionHILLCREST REPLAT PB 26 PG 44 LOT 4 W 10 FT ALL LOT 5 & E 30 FT OF LOT 6 BLK B OF AS PER HILLCREST SUB PB 14 PG 21
Legal Range27E
Legal Township28S
Legal Section21
Legal SubdivisionHILLCREST REPLAT
Legal Tract834510
Legal BlockB
Legal Lot Number4,5,6
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2015
Census Tract14131

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address438 RIDGEWOOD AVE, DUNDEE, FL 33838-4001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2022Warranty Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC
Sep 20, 2017Warranty Deed, Transfer
PARAMOUNT TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2022 · Amount on File
Deed SaleMar 10, 2022 · Amount on File
Prior SaleSep 20, 2017 · Amount on File
Deed Document Number202265445
Deed Book / Page12155 / 1077
Prior Transfer DateSep 7, 2017
Prior Transfer Doc0000179584
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 10, 2022
Property Address438 RIDGEWOOD AVE, DUNDEE, FL 33838-4001
Document Number0000065445
Book / Page12155 / 1077
Map ReferenceMB 14 PG 21
Instrument DateMar 9, 2022
Instrument2022065445
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount on Record
Tax$269.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address406 WINDBOURNE WAY, HAINES CITY, FL 33844-7609

Transferred To (Grantee/Buyer)

NameVerified Name
Address1006 HARMON AVE, DUNDEE, FL 33838-4610

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 20, 2017
Property Address438 RIDGEWOOD AVE, DUNDEE, FL 33838-4001
Document Number0102641393
Book / Page010264 / 001393
Instrument DateSep 8, 2017
Instrument179585
Transaction TypeTransfer
Record UpdatedOct 12, 2017
Title CompanyPARAMOUNT TITLE

Transaction

AmountAmount on Record
Tax$101.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address406 WINDBOURNE WAY HAINES CITY FL 338447609, HAINES CITY, FL 33844-7609

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityDundee Town
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$270,329 (-3.04%) Land $45,984 Building $224,345$270,329 (-3.04%) Land $45,984 Building $224,345
2025$4,699.00 (-2.83%) Homeowner's exemption$278,804 (+0.97%) Land $45,984 Building $232,820$278,804 (+0.97%) Land $45,984 Building $232,820
2023$4,836.00 (+1,175.99%) Homeowner's exemption$276,131 (+1,573.52%) Land $20,000 Building $256,131$276,131 (+1,573.52%) Land $20,000 Building $256,131
2022$379.00$16,500 Land $16,500$16,500 Land $16,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DUNDEE
serves 3,824 people · EPA ID FL6530485
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Ethylene dibromide
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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