Gloucester County and Monroe Township property record for 438 Ridge Dr, Williamstown, NJ 08094
| Property Type | Single Family Home |
|---|---|
| Details | 1,152 sqft · built 1989 |
| Lot Size | 0.275 acres (11,970 sqft) |
| Owner | Company Name on File |
| Last Sale | $87,500 (Dec 2017) |
| Tax Bill | $6,253 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00110-0103-00011 |
| Primary APN | 11-00110-0103-00011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 11,970 sqft (0.275 acres) |
| Lot Dimensions | 146 ft deep x 82 ft wide |
| Street Address | 438 RIDGE DR |
|---|---|
| City | WILLIAMSTOWN |
| State | NJ |
| Zip | 08094-2178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RGPR |
| Legal Description | BLOCK: 110.0103 |
| Legal Subdivision | MIMOSA RDG SEC 04 |
| Legal Block | 110 |
| Legal Lot Number | 11 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | MONROE |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 501606 |
438 Ridge Dr is owned by a company that bought it in December 2017.
Source: Gloucester County and Monroe Township records, as of July 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 780 CHESTNUT ST, WILLIAMSTOWN, NJ 08094-3252 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Oct 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Dec 5, 2017 | Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2017 · Amount on File |
| Deed Sale | Dec 5, 2017 · Amount on File |
| Prior Sale | Jul 26, 2016 |
| Deed Document Number | 201747843 |
| Deed Book / Page | 5781 / 127 |
| Prior Transfer Date | Oct 18, 2001 |
| Prior Transfer Doc | 0033290053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | May 19, 2026 |
| Property Address | 438 RIDGE DR, WILLIAMSTOWN, NJ 08094-2178 |
| Document Number | 0000015721 |
| Book / Page | 19255 / 166 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202615721 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 438 RIDGE DR, WILLIAMSTOWN, NJ 08094-2178 |
| Document Number | 0000015721, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 19255/166 |
| Instrument | 202615721 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 307 Months |
| Due | Dec 1, 2051 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 438 RIDGE DR, WILLIAMSTOWN, NJ 08094-2178 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 438 RIDGE DR, WILLIAMSTOWN, NJ 08094-2178 |
| Document Number | 0000029745 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 18143/234 |
| Instrument | 29745 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 438 RIDGE DR, WILLIAMSTOWN, NJ 08094-2178 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000062036 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 17306/13 |
| Instrument | 62036 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Dec 5, 2017 |
| Property Address | 438 RIDGE DR, WILLIAMSTOWN, NJ 08094-2178 |
| Document Number | 0000047843 |
| Book / Page | 05781 / 127 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 47843 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FORTUNE TITLE AGENYC INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 780 CHESTNUT ST, WILLIAMSTOWN, NJ 08094-3252 |
| Document Number | 0000047844 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 47844 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 438 Ridge Dr was $6,253, up 2.9% from the year before.
Source: Gloucester County and Monroe Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| County Subdivision | Monroe Township |
| Unified School District | Monroe Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,900 (-) Land $47,000 Building $118,900 | $165,900 (-) Land $47,000 Building $118,900 | |
| 2025 | $6,253.00 (+2.93%) | $165,900 Land $47,000 Building $118,900 | $165,900 Land $47,000 Building $118,900 |
| 2024 | $6,075.00 | ||
| 2023 | $165,900 Land $47,000 Building $118,900 | $165,900 Land $47,000 Building $118,900 | |
| 2022 | $6,002.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Ridge Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE MUNICIPAL UTILITIES AUTHORITY serves 26,179 people · EPA ID NJ0811002 |
|---|---|
| Water Source | Purchased surface water from GLASSBORO WATER DEPARTMENT |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures