Lancaster County property record for 438 Prospect St, Lancaster, PA 17603
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1951 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Oct 2019) |
| Tax Bill | $3,051 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 338-48722-0-0000 |
| Primary APN | 338-48722-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 900 sqft Living Area |
| Gross Area | 1,350 sqft |
| 1st Floor Area | 450 sqft |
| Upper Floors Area | 450 sqft |
| Basement Area | 450 sqft |
| Game Room | Game Room |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Row Home |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Porch | Open Slab |
| Porch Area | 24 sqft |
| Patio Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 438 PROSPECT ST |
|---|---|
| City | LANCASTER |
| State | PA |
| Zip | 17603-5733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 438 PROSPECT ST |
| Legal Lot Number | 19 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 1200 |
438 Prospect St is owned and occupied by an individual who bought it in October 2019.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 PROSPECT ST, LANCASTER, PA 17603-5733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2019 · Amount on File |
| Deed Sale | Oct 7, 2019 · Amount on File |
| Deed Document Number | 20196483471 |
| Prior Transfer Date | Mar 28, 2000 |
| Prior Transfer Doc | 0000053161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Oct 7, 2019 |
| Property Address | 438 PROSPECT ST, LANCASTER, PA 17603-5733 |
| Document Number | 0006483471 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 6483471 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 438 PROSPECT ST, LANCASTER, PA 17603-5733 |
| Document Number | 0006483472 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 6483472 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 438 Prospect St was $3,051 with a homeowner's exemption, up 1.1% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,300 Land $27,800 Building $48,500 | $76,300 Land $27,800 Building $48,500 | |
| 2025 | $3,051.00 (+1.06%) | ||
| 2024 | $3,019.00 | $76,300 Land $27,800 Building $48,500 | |
| 2018 | $76,300 Land $27,800 Building $48,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Prospect St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1984) |
| Most Recent Claim | Feb 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 438 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,063 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Glo Fiber.
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