438 Pine St, Sebastian, FL 32958 Property Records

Indian River County property record for 438 Pine St, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,893 sqft · built 2019
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jul 2023)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	Nov 2023 Transfer Jul 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-01-00002-0370-00023.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-01-00002-0370-00023.0`
Alternative APN	`16428`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,893 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	1,893 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	399 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	438 PINE ST
City	SEBASTIAN
State	FL
Zip	32958-4362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 01 BLK 37 LOT 23 PBI 5-15
Legal Range	38E
Legal Township	31S
Legal Section	01
Legal Subdivision	SEBASTIAN HIGHLANDS
Legal Block	37
Legal Lot Number	23
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4025
Census Tract	50808

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 PINE ST, SEBASTIAN, FL 32958-4362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 21, 2023	Warranty Deed, Transfer ALLIANCE TITLE TREASURE COAST, ALLIANCE TTL OF TREASURE COA
Dec 14, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST ORIGIN MORTGAGE LENDERS INC
Oct 7, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FBC MORTGAGE LLC
Mar 5, 2019	Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC
Feb 14, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Oct 7, 2019 · Amount on Record
Deed Document Number	202337056
Deed Book / Page	3637 / 1401
Last Transfer Date	Nov 6, 2023
Transfer Doc	0036610653
Record Updated	Jun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 9, 2023
Property Address	438 PINE ST, SEBASTIAN, FL 32958-4362
Document Number	0036610653
Book / Page	3661 / 653
Map Reference	MB 5 PG 14&15
Instrument Date	Nov 6, 2023
Instrument	3120230056532
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 PINE ST, SEBASTIAN, FL 32958-4362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 PINE ST, SEBASTIAN, FL 32958-4362
Investor	Possibly a Property Investor

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 21, 2023
Property Address	438 PINE ST, SEBASTIAN, FL 32958-4362
Document Number	0036371401
Book / Page	3637 / 1401
Map Reference	MB 5 PG 14-15
Instrument Date	Jul 6, 2023
Instrument	3120230037056
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	ALLIANCE TITLE TREASURE COAST, ALLIANCE TTL OF TREASURE COA

Transaction

Amount	Amount Recorded
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 DUFFY DR, TAUNTON, MA 02780-2822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 PINE ST, SEBASTIAN, FL 32958-4362
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 14, 2020
Property Address	438 PINE ST, SEBASTIAN, FL 32958-4362
Document Number	0033670707
Book / Page	3367 / 707
Map Reference	MB 5 PG 14&15
Instrument Date	Dec 9, 2020
Instrument	3120200075544
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ALLIANCE TTL OF TREASURE COA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 SALAZAR LN, 114, SEBASTIAN, FL 32958-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 PINE ST, SEBASTIAN, FL 32958-4362

Mortgage

Document Number	3367708
Date	Dec 14, 2020
Instrument	3367/708

Lender

Name	FIRST ORIGIN MORTGAGE LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 7, 2019
Property Address	438 PINE ST, SEBASTIAN, FL 32958-4362
Document Number	0032440364
Book / Page	3244 / 0364
Map Reference	MB 5 PG 14&15
Instrument Date	Sep 24, 2019
Instrument	3120190058683
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 6, 2021
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1686 W HIBISCUS BLVD, 1686, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 PINE ST, SEBASTIAN, FL 32958-4362

Mortgage

Document Number	32440365
Date	Oct 7, 2019
Instrument	3244-0365

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 5, 2019
Property Address	438 PINE ST, SEBASTIAN, FL 32958-4362
Document Number	0031881831
Book / Page	003188 / 001831
Instrument Date	Feb 15, 2019
Instrument	13097
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,172.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1686 W HIBISCUS BLVD MELBOURNE FL 329012631, MELBOURNE, FL 32901-2631

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INDIAN RIVER FL
Property Address	438 PINE ST, SEBASTIAN, FL 32958-4362
Document Number	0031961490
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743

Mortgage

Document Number	0031961490
Date	Apr 4, 2019
Book Page	003196/001490
Instrument	19894

Lender

Name	WELLS FARGO BK
Type	Bank
Address	WASHINGTON, DC 20006

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,772.00 (-7.21%) Homeowner's exemption Widower's exemption	$241,326 (-12.84%)	$308,163 (-1.93%) Land $61,200 Building $246,963
2023	$4,065.00 (+4.58%)	$276,886 (+3%)	$314,236 (+16.89%) Land $56,100 Building $258,136
2022	$3,887.00	$268,821 Land $39,100 Building $229,721	$268,821 Land $39,100 Building $229,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave.

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