438 Olive St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 438 Olive St, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,248 sqft · built 1923
Owner	Individual Name on Record
Last Sale	$137,500 (Apr 2020)
Tax Bill	$2,838 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22808-0622-6015-1507`

Property Details

APN / Parcel Number

Primary APN	`22808-0622-6015-1507`
Alternative APN	`211 2442`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Basement Area	1,120 sqft

Exterior

Year Built	Built 1923
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas
Sewer	Connected

Location & Zoning

Account Number	211 2442
Street Address	438 OLIVE ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANSFIELDS ADDITION LOT 7 BLK 15
Legal Range	08W
Legal Township	28N
Legal Section	06
Legal Subdivision	MANSFIELDS ADDITION
Legal Block	15
Legal Lot Number	7
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	4
Census Block	4008
Census Tract	10300

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	438 OLIVE ST, CHIPPEWA FALLS, WI 54729-1133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage FINANCE AMERICA LLC
Apr 14, 2020	Warranty Deed, Transfer · FHA Mortgage FINANCE AMERICA LLC
Aug 5, 2005	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2020 · Amount on Record
Deed Sale	Apr 14, 2020 · Amount on Record
Prior Sale	Aug 5, 2005 · Amount on Record
Deed Document Number	899665
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	438 OLIVE ST, CHIPPEWA FALLS, WI 54729-1133
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000899667
Date	Apr 14, 2020
Instrument	899667

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Apr 14, 2020
Property Address	438 OLIVE ST, CHIPPEWA FALLS, WI 54729-1133
Document Number	0000899665
Instrument Date	Mar 19, 2020
Instrument	899665
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	438 OLIVER ST, CHIPPEWA FALLS, WI 54729-1133

Mortgage

Document Number	0000899666
Date	Apr 14, 2020
Instrument	899666

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Aug 5, 2005
Property Address	438 OLIVE ST, CHIPPEWA FALLS, WI 54729-1133
Document Number	0000708376
Instrument Date	Aug 4, 2005
Instrument	708376
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	CHIPPEWA COUNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000708377
Date	Aug 5, 2005
Instrument	708377

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Aug 5, 2038

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,838.00 (+20.92%) Homeowner's exemption	$134,600 (-) Land $24,400 Building $110,200	$223,800 (+28.25%)
2023	$2,347.00 Homeowner's exemption	$134,600 Land $24,400 Building $110,200	$174,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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