438 Oeschger Rd, Ferndale, CA 95536 Property Records

Humboldt County property record for 438 Oeschger Rd, Ferndale, CA 95536

Property Summary

Property Type	Single Family Home
Details	3,002 sqft · built 1997
Lot Size	20.8 acres (906,048 sqft)
Owner	2 Company Names on File
Last Sale	$750,000 (Oct 2022)
Tax Bill	$7,525 (2025)
Deeds & Mortgages	Oct 2023 Transfer Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`101-031-024-000`

Property Details

APN / Parcel Number

Primary APN	`101-031-024-000`
Alternative APN	`10103124`

Interior

Stories	2 Stories
Building Area	3,002 sqft Living Area
Gross Area	3,914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Lot Area	906,048 sqft (20.8 acres)
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	438 OESCHGER RD
City	FERNDALE
State	CA
Zip	95536-9575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	PAR 1 MP2245 BK 19 PGS 144 AND 145 OF PM
Legal Subdivision	PARCEL MAP NO 2245
Legal Block	3
Legal Lot Number	1
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3032
Census Tract	11200

Owner

438 Oeschger Rd is owned by a company that acquired it in October 2023 and is owner-occupied.

Source: Humboldt County records, as of August 25, 2025

Owner of Record	2 Company Names on File
Mailing Address	438 OESCHGER RD, FERNDALE, CA 95536-9575
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Intrafamily Transfer, Transfer
Oct 7, 2022	Grant Deed, Transfer · Conventional Mortgage REDWOOD CAPITAL BANK
Jan 4, 2017	Deed of Trust, Mortgage QUICKEN LNS
Feb 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Deed Document Number	202217901
Last Transfer Date	Oct 9, 2023
Transfer Doc	0000013660
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Oct 16, 2023
Property Address	438 OESCHGER RD, FERNDALE, CA 95536-9575
Document Number	0000013660
Map Reference	MB 19 PG 144&145
Instrument Date	Oct 11, 2023
Instrument	2023-013660
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Oct 7, 2022
Property Address	438 OESCHGER RD, FERNDALE, CA 95536-9575
Document Number	0000017901
Map Reference	MB 19 PG 144&145
Instrument Date	Oct 4, 2022
Instrument	2022-017901
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1440, FERNDALE, CA 95536-1440

Mortgage

Document Number	0000017902
Date	Oct 7, 2022
Instrument	2022-017902

Lender

Name	REDWOOD CAPITAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	438 OESCHGER RD, FERNDALE, CA 95536-9575
Document Number	0000001160
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2017
Title Company	SPL EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	438 OESCHGER RD FERNDALE CA 955369575, FERNDALE, CA 95536-9575

Mortgage

Document Number	0000001160
Date	Jan 18, 2017
Instrument	1160

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 17, 2032

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Feb 23, 2017
Property Address	438 OESCHGER RD, FERNDALE, CA 95536-9575
Document Number	0000003376
Instrument Date	Sep 16, 2016
Instrument	3376
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 312 FERNDALE CA 955360312, FERNDALE, CA 95536-0312

Tax Assessment & Valuation

The 2025 property tax bill for 438 Oeschger Rd was $7,525 with a homeowner's exemption, up 3.7% from the year before.

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,525.00 (+3.74%) Homeowner's exemption	$736,162 Land $287,388 Building $448,774
2024	$7,254.00 (+2.7%)
2023	$7,063.00 (+1.8%) Homeowner's exemption	$707,578 Land $276,229 Building $431,349
2022	$6,938.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 438 Oeschger Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	12 (1986–2019)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Oeschger Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
Frontier DSL	10 / 1

May also be available: Optimum.

Cell Coverage

5G and 4G LTE (outdoors only)

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