438 Oak St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 438 Oak St, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,073 sqft · built 1900
Lot Size	0.234 acres (10,176 sqft)
Owner	Individual Name on File
Last Sale	$364,000 (Sep 2020)
Tax Bill	$4,817 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`METH M:00912 B:00082 L:00022B`

Property Details

APN / Parcel Number

Primary APN	`METH M:00912 B:00082 L:00022B`
Alternative APN	`9195`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,073 sqft Living Area
Gross Area	2,186 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,176 sqft (0.234 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9195
Street Address	438 OAK ST
City	METHUEN
State	MA
Zip	01844-7413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	82
Legal Lot Number	22B
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	2
Census Block	2005
Census Tract	252502

Owner

438 Oak St is owned and occupied by an individual who bought it in September 2020.

Source: Essex County and Methuen City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	438 OAK ST, METHUEN, MA 01844-7413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Apr 25, 2008 · Amount on File
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Sep 23, 2020
Property Address	438 OAK ST, METHUEN, MA 01844-7413
Document Number	16507-47
Book / Page	16507 / 47
Instrument Date	Sep 23, 2020
Instrument	25446
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	OAK ST, METHUEN, MA

Mortgage

Document Number	25447
Date	Sep 23, 2020
Instrument	25447

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 438 Oak St was $4,817, up 7.2% from the year before.

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,817.00 (+7.24%)	$463,200 (+9.09%) Land $195,100 Building $268,100	$513,562 (+3.88%)
2025	$4,492.00 (+5.05%)	$424,600 (+7.85%) Land $185,300 Building $239,300	$494,380
2024	$4,276.00 (+0.87%)	$393,700 (+8.67%) Land $154,400 Building $239,300
2023	$4,239.00	$362,300 Land $154,400 Building $207,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880