DuPage County property record for 438 N Walnut St, Elmhurst, IL 60126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,710 sqft · built 2014 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $697,500 (Jan 2015) |
| Tax Bill | $23,780 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-35-305-028 |
| Primary APN | 03-35-305-028 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,710 sqft Living Area |
| Gross Area | 5,814 sqft |
| 1st Floor Area | 1,694 sqft |
| 2nd Floor Area | 2,016 sqft |
| Basement Area | 1,694 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 12.1 ft deep x 6 ft wide |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 438 N WALNUT ST |
|---|---|
| City | ELMHURST |
| State | IL |
| Zip | 60126-2263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | EMERY MANOR PARK UNIT NO 1 |
| Legal Subdivision | EMERY MANOR PARK |
| Legal Lot Number | 77 |
| Legal Unit | 1 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | ADDISON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 840600 |
438 N Walnut St is owned and occupied by two individuals who bought it in January 2015.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 N WALNUT ST, ELMHURST, IL 60126-2263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jan 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2015 · Amount on File |
| Deed Sale | Jan 15, 2015 · Amount on File |
| Prior Sale | Jul 10, 2013 · Amount on File |
| Deed Document Number | 20154401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 438 N WALNUT ST, ELMHURST, IL 60126-2263 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000014938 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | R2024-014938 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 20, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 438 N WALNUT ST, ELMHURST, IL 60126-2263 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | MILLENNIUM TITLE GROUP LTD |
| Name | Verified Name |
|---|
| Document Number | 0000007362 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | R2020-007362 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ITASCA, IL 60143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate | 4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 438 N WALNUT ST, ELMHURST, IL 60126-2263 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | MILLENNIUM TITLE GROUP LTD |
| Name | Verified Name |
|---|
| Document Number | 0000096532 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | R2020-096532 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ITASCA, IL 60143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate | 3.12% |
|---|
The 2025 property tax bill for 438 N Walnut St was $23,780 with a homeowner's exemption, up 3.5% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Addison Township |
| Municipality | Elmhurst City |
| Unified School District | Elmhurst School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,780.00 (+3.49%) Homeowner's exemption | $413,472 (+7.9%) Land $76,410 Building $337,062 | $1,240,416 (+7.9%) Land $229,230 Building $1,011,186 |
| 2024 | $22,977.00 | $383,200 Land $70,816 Building $312,384 | $1,149,600 Land $212,448 Building $937,152 |
| 2022 | $17,813.00 Homeowner's exemption | $296,800 Land $62,300 Building $234,500 | $890,400 Land $186,900 Building $703,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 438 N Walnut St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 12 (1979–2013) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 438 N Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMHURST serves 45,000 people · EPA ID IL0430350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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