Mecosta County property record for 438 N State St, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,116 sqft · built 1910 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,365 (2025) |
| Deeds & Mortgages | May 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-11-309-003 |
| Primary APN | 17-11-309-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,116 sqft Total Area |
| Basement Area | 1,036 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 438 N STATE ST |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 000438 N STATE STREET: WARREN AND BRONSON'S FIRST SUBDIVISION -- BLK 10, LOTS 39 & 40 |
| Legal Subdivision | WARREN AND BRONSON'S FIRST SUBDIVISION |
| Legal Block | 10 |
| Legal Lot Number | 39-40 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | BIG RAPIDS |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 960500 |
438 N State St is owned and occupied by two individuals who acquired it in May 2026.
Source: Mecosta County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 N STATE ST, BIG RAPIDS, MI 49307-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 13, 2026 |
| Transfer Doc | 00940/5028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | May 18, 2026 |
| Property Address | 438 N STATE ST, BIG RAPIDS, MI 49307-1449 |
| Document Number | 00940/5028 |
| Book / Page | 940 / 5028 |
| Instrument Date | May 13, 2026 |
| Instrument | 20263675 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 438 N STATE ST, BIG RAPIDS, MI 49307-1449 |
The 2025 property tax bill for 438 N State St was $1,365 with a homeowner's exemption, up 3% from the year before.
Source: Mecosta County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Big Rapids City |
| County | Mecosta County |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,600 (+16.15%) | $135,200 (+16.15%) | |
| 2025 | $1,365.00 (+3.02%) Homeowner's exemption | $58,200 | $116,400 |
| 2024 | $1,325.00 | ||
| 2023 | $47,300 | $94,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 N State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 438 N State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG RAPIDS serves 10,403 people · EPA ID MI0000710 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Point Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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