Williams County property record for 438 N Oak St, Edgerton, OH 43517
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,133 sqft · built 1920 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | Individual Name on File |
| Last Sale | $12,500 (Dec 2023) |
| Tax Bill | $1,436 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2013 Line of Credit + 2 more |
| APN | 061-270-05-005.000 |
| Primary APN | 061-270-05-005.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,133 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Upper Floors Area | 172 sqft |
| Attic | Attic |
| Attic Area | 153 sqft |
| Basement Area | 608 sqft |
| Unfinished Basement | 608 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Lot Area | 7,057 sqft (0.162 acres) |
| Lot Dimensions | 133 ft deep x 52.8 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Street Address | 438 N OAK ST |
|---|---|
| City | EDGERTON |
| State | OH |
| Zip | 43517-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 ROSELAWN ADD. 121-05740-000 |
| Legal Subdivision | ROSELAWN ADD |
| Legal Lot Number | 16 |
| Jurisdiction | WILLIAMS OH |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 950900 |
Source: Williams County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 N OAK ST, EDGERTON, OH 43517-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Nov 27, 2013 | Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK |
| Dec 15, 2023 | Fiduciary Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 13, 2020 | Warranty Deed, Transfer · Line of Credit THE FARMERS & MERCHANTS STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2023 · Amount on File |
| Deed Sale | Dec 15, 2023 · Amount on File |
| Prior Sale | Feb 13, 2020 · Amount on File |
| Deed Document Number | 20234439 |
| Deed Book / Page | 355 / 3906 |
| Prior Transfer Date | Dec 8, 1994 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMS OH |
| Property Address | 438 N OAK ST, EDGERTON, OH 43517-9628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 438 N OAK ST, EDGERTON, OH 43517-9628 |
| Document Number | 00363/5689 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 363/5689 |
| Instrument | 202500005568 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMS OH |
| Property Address | 438 N OAK ST, EDGERTON, OH 43517-9628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | PRESERVATION TITLE LIMITED, PRESERVATION TITLE LTD |
| Name | Verified Name |
|---|
| Document Number | 00301/1576 |
|---|---|
| Date | Nov 27, 2013 |
| Book Page | 301/1576 |
| Instrument | 201300025069 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Address | ARCHBOLD, OH 43502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 27, 2028 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | WILLIAMS OH |
| Recording Date | Dec 15, 2023 |
| Property Address | 438 N OAK ST, EDGERTON, OH 43517-9628 |
| Document Number | 00355/3906 |
| Book / Page | 355 / 3906 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 202300004439 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 N OAK ST, EDGERTON, OH 43517-9628 |
| Document Number | 202300004440 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 202300004440 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMS OH |
| Recording Date | Feb 13, 2020 |
| Property Address | 438 N OAK ST, EDGERTON, OH 43517-9628 |
| Document Number | 00336/0697 |
| Book / Page | 336 / 0697 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 202000057390 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 N OAK ST, EDGERTON, OH 43517-9628 |
| Document Number | 202000057391 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 202000057391 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 11, 2030 |
Source: Williams County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Williams County |
| County Subdivision | St. Joseph Township |
| Municipality | Edgerton Village |
| Unified School District | Edgerton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,436.00 (+4.44%) | $36,720 (+68.91%) Land $2,730 Building $33,990 | $104,900 (+68.92%) Land $7,800 Building $97,100 |
| 2024 | $1,375.00 (+50.93%) | ||
| 2023 | $911.00 | $21,740 Land $2,800 Building $18,940 | |
| 2021 | $62,100 Land $8,000 Building $54,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EDGERTON VILLAGE serves 1,881 people · EPA ID OH8600312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lakeland Internet, Mercury Fiber, MetaLINK Technologies, Watch TV.
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