438 N Front St, Wheeling, WV 26003 Property Records

Ohio County property record for 438 N Front St, Wheeling, WV 26003

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 2,032 sqft · built 1900
Lot Size0.187 acres (8,146 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Jun 2025)
Tax Bill$1,422 (2026)
Deeds & MortgagesJun 2025 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN10-W36-0077.0000

Property Details

APN / Parcel Number

Primary APN10-W36-0077.0000
Alternative APNs
  • 35-10-W36-0077.0000
  • 06077540

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,032 sqft Living Area
1st Floor Area2,032 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area8,146 sqft (0.187 acres)
Lot Dimensions220 ft deep x 37 ft wide
PorchPorch
Porch Area131 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number06077540
Street Address438 N FRONT ST
CityWHEELING
StateWV
Zip26003-2316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionZILLES S 37 FT 7
Legal SubdivisionGEORGE ZILLES ADDITION
JurisdictionOHIO WV
Township / Civil Division2
Census Block Group1
Census Block1002
Census Tract500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Wheeling Island Historic District
listed 1992 · 1,120 contributing resources · NRIS 92000320

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ohio County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address438 N FRONT ST, WHEELING, WV 26003-2316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2025 · Amount on Record
Deed SaleJun 5, 2025 · Amount on Record
Prior SaleOct 27, 2014 · Amount on Record
Deed Document Number202519794308
Deed Book / Page1088 / 671
Record UpdatedOct 29, 2026

June 2025: Deed, Transfer

Document TypeDeed
JurisdictionOHIO WV
Recording DateJun 5, 2025
Property Address438 N FRONT ST, WHEELING, WV 26003-2316
Document Number001088/671
Book / Page1088 / 671
Map ReferenceMB 69 PG 425
Instrument DateApr 28, 2025
Instrument19794308
Transaction TypeTransfer
Record UpdatedNov 18, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$880.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019794309
DateJun 5, 2025
Instrument19794309
Lender
NameWESBANCO BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number001703/667
DateJun 5, 2025
Book Page1703/667
Instrument19794310
Lender
NameWEST VIRGINIA HOUSING DEVELOPMENT FUND
TypeGovernment Agency
AddressCHARLESTON, WV 25304
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Ohio County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyOhio County
MunicipalityWheeling City
Unified School DistrictOhio County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,422.00 (+34.28%)$95,700 (+34.6%) Land $15,960 Building $79,740$159,500 (+34.6%) Land $26,600 Building $132,900
2025$1,059.00 (+3.93%)$71,100 (+3.67%) Land $15,960 Building $55,140$118,500 (+3.67%) Land $26,600 Building $91,900
2023$1,019.00 (-0.68%)$68,580 (-) Land $15,960 Building $52,620$114,300 (-) Land $26,600 Building $87,700
2022$1,026.00$68,580 Land $15,960 Building $52,620$114,300 Land $26,600 Building $87,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 36 policies
Nearby Flood Policies36 in force
Nearby Flood Claims308 (1979–2024)
Claims Outside the SFHA9 of 308
Most Recent ClaimApr 2024 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2024 · 15 claims
  • Severe Storms, Flooding, And Landslides, Jan 2005 · 170 claims
  • Flooding, Jan 1996 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 98.6% of West Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEELING
serves 29,899 people · EPA ID WV3303516
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Aug 2025
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
4,000 / 4,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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