438 N 97th St, Mesa, AZ 85207 Property Records

Maricopa County property record for 438 N 97th St, Mesa, AZ 85207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,352 sqft · built 1960
Lot Size	0.266 acres (11,565 sqft)
Owner	Company Name on Record
Last Sale	$96,000 (Jan 2013)
Tax Bill	$1,530 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`220-23-061`

Property Details

APN / Parcel Number

Primary APN	`220-23-061`
Alternative APN	`220230612`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	2,352 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	11,565 sqft (0.266 acres)
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	438 N 97TH ST
City	MESA
State	AZ
Zip	85207-7102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	DESERT AIR 2 MCR 83/21
Legal Range	7E
Legal Township	1N
Legal Section	15
Legal Subdivision	DESERT AIR 2
Legal Block	1
Legal Lot Number	9
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3023
Census Tract	420111

Owner

Source: Maricopa County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	438 N 97TH ST, MESA, AZ 85207-7102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
May 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 7, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2013 · Amount on Record
Deed Sale	Jan 8, 2013 · Amount on Record
Prior Sale	Oct 16, 2012 · Amount on Record
Deed Document Number	201322405
Prior Transfer Date	May 23, 1995
Prior Transfer Doc	0000371573
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	438 N 97TH ST, MESA, AZ 85207-7102
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 N 97TH ST, MESA, AZ 85207-7102

Mortgage

Document Number	0000698217
Date	Dec 4, 2025
Instrument	20250698217

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	438 N 97TH ST, MESA, AZ 85207-7102
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000388390
Date	May 30, 2017
Instrument	2017-0388390

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	438 N 97TH ST, MESA, AZ 85207-7102
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 N 97TH ST, MESA, AZ 85207-7102

Mortgage

Document Number	0001021119
Date	Oct 23, 2020
Instrument	20201021119

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 7, 2021
Property Address	438 N 97TH ST, MESA, AZ 85207-7102
Document Number	0000961341
Map Reference	MB 83 PG 21
Instrument Date	Sep 7, 2021
Instrument	20210961341
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	438 N 97TH ST, MESA, AZ 85207-7102

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,660 (+83.4%)	$376,600 (+16.06%) Land $75,300 Building $301,300
2025	$1,530.00 (-2.24%)	$20,534 (-45.29%)	$324,500 (-13.54%) Land $64,900 Building $259,600
2024		$37,530	$375,300 Land $75,000 Building $300,300
2023	$1,565.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CopperNet Systems Fixed Wireless	400 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: T-Mobile, Verizon.

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