Utah County property record for 438 N 500 E, Salem, UT 84653
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 1,795 sqft · built 2025 |
| Lot Size | 0.24 acres (10,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $618,094 (Apr 2026) |
| Tax Bill | $2,198 (2025) |
| Deeds & Mortgages | Sep 2024 Construction Loan Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-782-0002 |
| Primary APN | 51-782-0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,795 sqft Living Area |
| Gross Area | 4,562 sqft |
| 1st Floor Area | 1,795 sqft |
| Basement Area | 1,853 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,443 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 842 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Wood Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 438 N 500 E |
|---|---|
| City | SALEM |
| State | UT |
| Zip | 84653-4905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, RUSTY RANCH SUB AREA 0.240 AC. |
| Legal Subdivision | RUSTY RANCH SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | SPANISH FORK-PAYSON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 3401 |
Source: Utah County assessment roll, APN 51-782-0002, as of July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 N 500 E, SALEM, UT 84653-4905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Sep 23, 2024 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK |
| Apr 15, 2026 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Sep 06, 2024 |
| Deed Document Number | 202631557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 438 N 500 E, PAYSON, UT 84651-1938 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | PROSPECT TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0000065043 |
|---|---|
| Date | Sep 23, 2024 |
| Instrument | 65043:2024 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | PROVO, UT 84604 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Apr 15, 2026 |
| Property Address | 438 N 500 E, SALEM, UT 84653-4905 |
| Document Number | 0000031557 |
| Instrument Date | Apr 06, 2026 |
| Instrument | 2026.31557 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | PROSPECT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 N 500 E, SALEM, UT 84653-4905 |
| Document Number | 0000031558, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026.31558 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000031559, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026.31559 |
| Name | LOANDEPOT.COM LLC |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6% |
|---|---|
| Max Rate | -1% |
Source: Utah County assessment roll as of July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Salem City |
| Unified School District | Nebo School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,030 (+70.17%) | $694,600 (+209.4%) Land $246,900 Building $447,700 | |
| 2025 | $2,198.00 | $224,500 Land $224,500 | $224,500 Land $224,500 |
Source: FEMA National Flood Hazard Layer, Utah County (49049C), as of June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 490490034012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 69% of Utah |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 143 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| City of Salem, Utah Fiber | 10,000 / 10,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Boston Omaha Fixed Wireless | 100 / 25 |
May also be available: Fusion Networks.
Source: EPA Safe Drinking Water Information System, water system UTAH25001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SALEM CITY serves 11,281 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 48 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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