438 Mountain Shore Dr, Denton, NC 27239 Property Records

Davidson County property record for 438 Mountain Shore Dr, Denton, NC 27239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,924 sqft · built 1990
Lot Size	0.984 acres (42,873 sqft)
Owner	2 Trust Names on Record
Last Sale	$779,000 (May 2022)
Tax Bill	$3,508 (2025)
Deeds & Mortgages	Jun 2022 Transfer May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-021-C-000-0012`

Property Details

APN / Parcel Number

Primary APN	`09-021-C-000-0012`
Alternative APNs	`9253048` `9261949`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,924 sqft Total Area
1st Floor Area	1,607 sqft
Upper Floors Area	1,607 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	42,873 sqft (0.984 acres)
Lot Width	142 ft Width
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	4,768 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	448 sqft
Porch	Slab
Porch Area	166 sqft
Deck Area	408 sqft
Patio Area	1,070 sqft
Storage Building	320 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9261949
Street Address	438 MOUNTAIN SHORE DR
City	DENTON
State	NC
Zip	27239-8797
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	P=18-8 L12 BK2550-265 HIGH ROCK
Legal Subdivision	HIGH ROCK MOUNTAIN SHORES SUBDIVISION
Jurisdiction	DAVIDSON NC
Township / Civil Division	HEALING SPRING
Census Block Group	3
Census Block	3003
Census Tract	62001

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	438 MOUNTAIN SHORE DR, DENTON, NC 27239-8797
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Intrafamily Transfer, Transfer
May 23, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
May 4, 2021	Warranty Deed, Transfer
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Feb 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	202211765
Deed Book / Page	2548 / 1399
Prior Transfer Date	Aug 20, 2004
Prior Transfer Doc	0015480149
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIDSON NC
Recording Date	Jun 1, 2022
Property Address	438 MOUNTAIN SHORE DR, DENTON, NC 27239-8797
Document Number	0025500265
Book / Page	2550 / 265
Map Reference	MB 18 PG 8
Instrument Date	Jun 1, 2022
Instrument	2022000012473
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 MOUNTAIN SHORE DR, 438, DENTON, NC 27239-8797

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	438 MOUNTAIN SHORE DR, DENTON, NC 27239-8797

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	May 23, 2022
Property Address	438 MOUNTAIN SHORE DR, DENTON, NC 27239-8797
Document Number	0025481399
Book / Page	2548 / 1399
Map Reference	MB 18 PG 8
Instrument Date	May 16, 2022
Instrument	2022000011765
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,558.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 MOUNTAIN SHORE DR, 438, DENTON, NC 27239-8797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 MOUNTAIN SHORE DR, DENTON, NC 27239-8797

Mortgage

Document Number	2022000011766
Date	May 23, 2022
Instrument	2022000011766

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	May 4, 2021
Property Address	438 MOUNTAIN SHORE DR, DENTON, NC 27239-8797
Document Number	0024742115
Book / Page	2474 / 2115
Map Reference	MB 18 PG 8
Instrument Date	Apr 29, 2021
Instrument	2021000010960
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 DELLWOOD DR, 126, LEXINGTON, NC 27292-4932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 MOUNTAIN SHORE DR, DENTON, NC 27239-8797

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Apr 30, 2021
Property Address	438 MOUNTAIN SHORE DR, DENTON, NC 27239-8797
Document Number	0024740667
Book / Page	2474 / 667
Map Reference	MB 18 PG 8
Instrument Date	Apr 29, 2021
Instrument	2021000010696
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 DELLWOOD DR, 126, LEXINGTON, NC 27292-4932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 MOUNTAIN SHORE DR, DENTON, NC 27239-8797

Mortgage

Document Number	2021000010697
Date	Apr 30, 2021
Instrument	2021000010697

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIDSON NC
Recording Date	Feb 20, 2019
Property Address	438 MOUNTAIN SHORE DR, DENTON, NC 27239-8797
Document Number	0023470525
Book / Page	002347 / 000525
Instrument Date	Feb 19, 2019
Instrument	3157
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1405 CANAL DR #18 CAROLINA BEACH NC 284285975, 18, CAROLINA BEACH, NC 28428-5975

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,620 (-)	$531,620 (-) Land $180,500 Building $351,120
2025	$3,508.00 (+4.75%)	$531,620 (-)	$531,620 (-) Land $180,500 Building $351,120
2023	$3,349.00	$531,620	$531,620 Land $180,500 Building $351,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1984–2015)
Most Recent Claim	Feb 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANDY SANITARY DISTRICT serves 9,548 people · EPA ID NC0229035
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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