438 Morrison Farm Rd, Troutman, NC 28166 Property Records

Iredell County property record for 438 Morrison Farm Rd, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,730 sqft · built 2022
Lot Size	3.17 acres (138,172 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jul 2021)
Tax Bill	$9,166 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4629-87-0337.000`

Property Details

APN / Parcel Number

Primary APN	`4629-87-0337.000`
Alternative APN	`80084364`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,730 sqft Heated Area
Gross Area	3,824 sqft
1st Floor Area	2,115 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	138,172 sqft (3.17 acres)
Lot Width	208 ft Width
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80084364
Street Address	438 MORRISON FARM RD
City	TROUTMAN
State	NC
Zip	28166-7693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	MORRISON POINTE NORTH PB 68/36-37
Legal Subdivision	MORRISON POINTE NORTH
Legal Block	87
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	4
Census Block	4043
Census Tract	61205

Owner

438 Morrison Farm Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	438 MORRISON FARM RD, TROUTMAN, NC 28166-7693
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 22, 2022	Correction Deed
Jul 28, 2021	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Deed Book / Page	2836 / 1140
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	Jun 17, 2026
Property Address	438 MORRISON FARM RD, TROUTMAN, NC 28166-7693
Document Number	3221002019
Book / Page	3221 / 2019
Instrument Date	Jun 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 MORRISON FARM RD, TROUTMAN, NC 28166-7693

Mortgage

Document Number	3221002019,
Date	Jun 17, 2026
Book Page	3221/2019

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 16, 2051

Interest

Rate	6.36%
Max Rate	-1%

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	IREDELL NC
Recording Date	Feb 22, 2022
Property Address	438 MORRISON FARM RD, TROUTMAN, NC 28166-7693
Document Number	0028972321
Book / Page	2897 / 2321
Map Reference	MB 68 PG 36
Instrument Date	Feb 21, 2022
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 E MONBO RD, STATESVILLE, NC 28677-9033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 MORRISON FARM RD, TROUTMAN, NC 28166-7693

July 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jul 28, 2021
Property Address	438 MORRISON FARM RD, TROUTMAN, NC 28166-7693
Document Number	0028361140
Book / Page	2836 / 1140
Map Reference	MB 68 PG 36
Instrument Date	Jul 22, 2021
Transaction Type	Construction Loan
Record Updated	Dec 7, 2023

Transaction

Amount	Amount on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 E MONBO RD, STATESVILLE, NC 28677-9033

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028361142
Date	Jul 28, 2021
Instrument	2836/1142

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 438 Morrison Farm Rd was $9,166.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$827,830 (-) Land $275,000 Building $552,830	$827,830 (-) Land $275,000 Building $552,830
2025	$9,166.00	$827,830 (-) Land $275,000 Building $552,830	$827,830 (-) Land $275,000 Building $552,830
2024	$9,166.00 (+5.55%)	$827,830 (+5.58%) Land $275,000 Building $552,830	$827,830 (+5.58%) Land $275,000 Building $552,830
2023	$8,684.00 (+404.59%)	$784,090 (+422.73%) Land $275,000 Building $509,090	$784,090 (+422.73%) Land $275,000 Building $509,090
2022	$1,721.00	$150,000 Land $150,000	$150,000 Land $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 Morrison Farm Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Morrison Farm Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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