438 Millbrook Rd, Middletown, CT 06457 Property Records

Middletown City property record for 438 Millbrook Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,238 sqft · built 1900
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$392,000 (Jan 2025)
Tax Bill	$7,265 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:43 L:0061`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:43 L:0061`
Alternative APN	`R10681`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,238 sqft Living Area
Gross Area	4,256 sqft
1st Floor Area	1,067 sqft
Attic	Attic
Attic Area	651 sqft
Basement Area	911 sqft
Unfinished Basement	911 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R10681
Street Address	438 MILLBROOK RD
City	MIDDLETOWN
State	CT
Zip	06457-5579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	61
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1007
Census Tract	680200

Owner

Source: Middletown City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 MILLBROOK RD, MIDDLETOWN, CT 06457-5579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · ARM AMERICAN EAGLE FCU
Mar 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN EAGLE FCU
Jan 17, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage HOUSING DEVELOPMENT FUND INC
Jan 17, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage HOUSING DEVELOPMENT FUND INC
Jan 17, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage CONNECTICUT HOUSING FINANCE AUTHORITY
Jan 17, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage LIBERTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2025 · Amount on Record
Deed Sale	Jan 17, 2025 · Amount on Record
Prior Sale	Nov 24, 1999 · Amount on Record
Deed Book / Page	2113 / 870
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	438 MILLBROOK RD, MIDDLETOWN, CT 06457-5579
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002011-895
Date	Jun 28, 2021
Book Page	2011/895
Instrument	3624590013

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	Jul 1, 2026
Index	5-Year CMT

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	438 MILLBROOK RD, MIDDLETOWN, CT 06457-5579
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002040-423
Date	Mar 21, 2022
Book Page	2040/423
Instrument	3688720006

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2047

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	438 MILLBROOK RD, MIDDLETOWN, CT 06457-5579
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002113-909
Date	Jan 17, 2025
Book Page	2113/909

Lender

Name	HOUSING DEVELOPMENT FUND INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	438 MILLBROOK RD, MIDDLETOWN, CT 06457-5579
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002113-912
Date	Jan 17, 2025
Book Page	2113/912

Lender

Name	HOUSING DEVELOPMENT FUND INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	438 MILLBROOK RD, MIDDLETOWN, CT 06457-5579
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002113-906
Date	Jan 17, 2025
Book Page	2113/906

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2035

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jan 17, 2025
Property Address	438 MILLBROOK RD, MIDDLETOWN, CT 06457-5579
Document Number	002113-870
Book / Page	2113 / 870
Instrument Date	Jan 16, 2025
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002113873
Date	Jan 17, 2025
Instrument	2113/873

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	002113-899
Date	Jan 17, 2025
Book Page	2113/899

Lender

Name	HOUSING DEVELOPMENT FUND INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2045

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,290 (-) Land $69,080 Building $127,210	$137,403 Land $48,356 Building $89,047
2024	$7,265.00 (+4.52%)	$196,290 (-) Land $69,080 Building $127,210
2023	$6,951.00 (+19.58%)	$196,290 (+39.31%) Land $69,080 Building $127,210
2022	$5,813.00	$140,900 Land $46,050 Building $94,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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