Carroll County property record for 438 Maple Ave, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1954 |
| Square Footage | 1,208 sqft Total Area |
| Lot Size | 14,810 sqft (0.34 acres) |
| Garage | Attached, 264 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $230,000 (2019) |
| Tax Bill | $2,999.00 (2025) |
| Primary APN | 07-000979 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,208 sqft Total Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,810 sqft (0.34 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 264 sqft Garage |
| Porch Area | 90 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 000979 |
|---|---|
| Street Address | 438 MAPLE AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6257 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 21,23,29 & 31 - 438 MAPLE AVE 1C-38 BUCKINGHAM VIEW BLK C |
| Legal Subdivision | BUCKINGAM VIEW |
| Legal Block | C |
| Legal Lot Number | 21,23 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 2 |
| Census Block | 2039 |
| Census Tract | 507602 |
Source: Carroll County records · APN 07-000979
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 MAPLE AVE, WESTMINSTER, MD 21157-6257 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 17, 2017 | Deed of Trust, Mortgage · Reverse Mortgage M & T BANK |
| Aug 20, 2019 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) APEX HM LNS |
| Jan 20, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on Record |
| Deed Sale | Aug 20, 2019 · Amount on Record |
| Deed Book / Page | 9381 / 58 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 438 MAPLE AVE, WESTMINSTER, MD 21157-6257 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | NEWLYN TITLE ASSURANCE CO IN |
| Name | Verified Name |
|---|
| Document Number | 0086140142 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 8614/0142 |
| Instrument | 8614-0142 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14228 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 753 Months |
| Due | Nov 05, 2079 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Type Change Date | Feb 01, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 20, 2019 |
| Property Address | 438 MAPLE AVE, WESTMINSTER, MD 21157-6257 |
| Document Number | 0093810058 |
| Book / Page | 009381 / 000058 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2019 |
| Title Company | HOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 438 MAPLE AVE WESTMINSTER MD 211576257, WESTMINSTER, MD 21157-6257 |
| Document Number | 93810065 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 009381/000065 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 438 MAPLE AVE, WESTMINSTER, MD 21157-6257 |
| Document Number | 0086140161 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Title Company | NEWLYN TITLE ASSURANCE COMPANY INC, NEWLYN TITLE ASSURANCE CO INC |
| Name | Verified Name |
|---|---|
| Address | 438 MAPLE AVE WESTMINSTER MD 211576257, WESTMINSTER, MD 21157-6257 |
| Document Number | 0086140161 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 008614/000161 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 744 Months |
| Due | Feb 16, 2079 |
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,300 (+21.03%) Land $94,000 Building $190,300 | $284,300 (+21.03%) Land $94,000 Building $190,300 | |
| 2025 | $2,999.00 (+13%) | ||
| 2023 | $2,654.00 | $234,900 Land $94,000 Building $140,900 | $234,900 Land $94,000 Building $140,900 |
438 Maple Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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