Mesa County property record for 438 Main St, Palisade, CO 81526
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,860 sqft · built 1895 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,000 (Jun 2007) |
| Tax Bill | $2,441 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 2937-092-04-007 |
| Primary APN | 2937-092-04-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Porch | Patio |
| Porch Area | 272 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R024221 |
|---|---|
| Street Address | 438 MAIN ST |
| City | PALISADE |
| State | CO |
| Zip | 81526-5045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 17 + 18 BLK 4 TOWN OF PALISADE SEC 9 11S 98W 6TH PM EXC RD ROW B-5665 P-984 MESA CO RECDS |
| Legal Range | 098 |
| Legal Township | 11S |
| Legal Section | 09 |
| Legal Subdivision | TOWN OF PALISADE |
| Legal Block | 4 |
| Legal Lot Number | 17,18 |
| Jurisdiction | MESA CO |
| Township / Civil Division | CLIFTON |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 1702 |
438 Main St is owned by an individual who bought it in June 2007.
Source: Mesa County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 623 S 4TH ST, HAMILTON, MT 59840-2740 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 28, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2007 · Amount on File |
| Deed Sale | Jun 12, 2007 · Amount on File |
| Deed Document Number | 20072385389 |
| Deed Book / Page | 4446 / 133 |
| Prior Transfer Date | Mar 22, 2007 |
| Prior Transfer Doc | 0002370679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 438 MAIN ST, PALISADE, CO 81526-5045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0002794683 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 2794683 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Mar 28, 2019 |
| Property Address | 438 MAIN ST, PALISADE, CO 81526-5045 |
| Document Number | 0002874142 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 2874142 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1201 PALISADE CO 815261201, PALISADE, CO 81526-1201 |
The 2025 property tax bill for 438 Main St was $2,441, up 16.3% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Palisade Town |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,441.00 (+16.29%) | $28,490 (+32.27%) Land $9,190 Building $19,300 | $455,760 Land $147,000 Building $308,760 |
| 2024 | $2,099.00 (+1.4%) | $21,540 (-) Land $6,580 Building $14,960 | |
| 2023 | $2,070.00 (+7.59%) | $21,540 (+14.09%) Land $6,580 Building $14,960 | $321,450 Land $98,200 Building $223,250 |
| 2022 | $1,924.00 | $18,880 Land $4,520 Building $14,360 | |
| 2021 | $271,690 Land $65,000 Building $206,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 438 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PALISADE serves 3,060 people · EPA ID CO0139600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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