Sagadahoc County and Phippsburg Town property record for 438 Main Rd, Phippsburg, ME 04562 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,000 sqft · built 1968 |
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $381,900 (Sep 2021) |
| Tax Bill | $2,614 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PHIP M:005 L:017 |
| Primary APN | PHIP M:005 L:017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 240 sqft |
| Unfinished Basement | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 222,156 sqft (5.1 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 1948 |
|---|---|
| Street Address | 438 MAIN RD |
| City | PHIPPSBURG |
| State | ME |
| Zip | 04562-4247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 17 |
| Jurisdiction | PHIPPSBURG ME |
| Township / Civil Division | PHIPPSBURG |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970700 |
Source: Sagadahoc County and Phippsburg Town records · APN PHIP M:005 L:017
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 MAIN RD, PHIPPSBURG, ME 04562-4247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Sep 17, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Deed Document Number | 20218066 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHIPPSBURG ME |
| Property Address | 438 MAIN RD, PHIPPSBURG, ME 04562-4247 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000005916 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025R-05916 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PHIPPSBURG ME |
| Recording Date | Sep 17, 2021 |
| Property Address | 438 MAIN RD, PHIPPSBURG, ME 04562-4247 |
| Document Number | 8066 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021R-08066 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19 LANE RD, ORRS ISLAND, ME 04066-2428 |
| Document Number | 8067 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021R-08067 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Sagadahoc County and Phippsburg Town records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Phippsburg Town |
| Unified School District | Regional School Unit 01 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,614.00 (+4.81%) | $211,700 (-) Land $98,200 Building $113,500 |
| 2024 | $2,494.00 (+2.97%) | $211,700 (-) Land $98,200 Building $113,500 |
| 2023 | $2,422.00 (+13.07%) | $211,700 (-) Land $98,200 Building $113,500 |
| 2022 | $2,142.00 | $211,700 Land $98,200 Building $113,500 |
Source: FEMA National Flood Hazard Layer, Sagadahoc County (23023C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230239707002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 47 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Mar 2024, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample
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|---|---|---|
| Consolidated Communications | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
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