438 Loyola Dr, Elyria, OH 44035 Property Records

Lorain County property record for 438 Loyola Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1979
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Jul 2020)
Tax Bill	$3,246 (2025)
Deeds & Mortgages	Jul 2020 Sale & Line of Credit Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-22-007-000-071`

Property Details

APN / Parcel Number

Primary APN	`06-22-007-000-071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,134 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	203 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	252 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	438 LOYOLA DR
City	ELYRIA
State	OH
Zip	44035-1584
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN SUB #2 101.53 X 235.51
Legal Subdivision	COLLEGE GREEN SUBDIVISION #2
Legal Tract	22
Legal Lot Number	77
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	4
Census Block	4002
Census Tract	70102

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 LOYOLA DR, ELYRIA, OH 44035-1584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Warranty Deed, Transfer · Line of Credit FIRST OHIO HM FIN INC
Jun 29, 2018	Grant Deed, Transfer · FHA Mortgage NATIONS LNDG
May 3, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	2020004051
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 21, 2020
Property Address	438 LOYOLA DR, ELYRIA, OH 44035-1584
Document Number	0000770187
Instrument Date	Jul 20, 2020
Instrument	770187
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$628.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 COUNTY LINE RD W #200 WESTERVILLE OH 430826062, 200, WESTERVILLE, OH 43082-6062

Mortgage

Document Number	770188
Date	Jul 21, 2020
Instrument	770188

Lender

Name	FIRST OHIO HM FIN INC
Address	WESTERVILLE, OH 43082

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 29, 2018
Property Address	438 LOYOLA DR, ELYRIA, OH 44035-1584
Document Number	0000678059
Instrument Date	Jun 26, 2018
Instrument	678059
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	CARDINAL HOPE EXAM COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 SUMMIT PARK DR #200 INDEPENDENCE OH 441312583, 200, INDEPENDENCE, OH 44131-2583

Mortgage

Document Number	678060
Date	Jun 29, 2018
Instrument	678060

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LORAIN OH
Recording Date	May 3, 2018
Property Address	438 LOYOLA DR, ELYRIA, OH 44035-1584
Document Number	0000670946
Instrument Date	Apr 5, 2018
Instrument	670946
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	43645 MIDDLE RIDGE RD LORAIN OH 440533907, LORAIN, OH 44053-3907

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,246.00	$68,930 (-) Land $16,520 Building $52,410	$196,940 (-) Land $47,210 Building $149,730
2024	$3,246.00 (+13.34%)	$68,930 (+31.15%) Land $16,524 Building $52,406	$196,940 (+31.14%) Land $47,210 Building $149,730
2023	$2,864.00 (-0.49%)	$52,560 (-) Land $20,108 Building $32,452	$150,170 (-) Land $57,450 Building $92,720
2022	$2,878.00	$52,560 Land $20,110 Building $32,450
2021			$150,170 Land $57,450 Building $92,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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