Middlesex County and Wakefield Town property record for 438 Lowell St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,984 sqft · built 1865 |
| Lot Size | 0.538 acres (23,448 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $479,000 (Oct 2017) |
| Tax Bill | $7,813 (2025) |
| Deeds & Mortgages | Jan 2025 Refinance Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78490 |
| Primary APN | 78490 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,984 sqft Living Area |
| Gross Area | 3,144 sqft |
| Basement Area | 1,128 sqft |
| Unfinished Basement | 1,128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,448 sqft (0.538 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 78490 |
|---|---|
| Street Address | 438 LOWELL ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-1978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 163 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 335302 |
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 438 LOWELL ST, WAKEFIELD, MA 01880-1978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION |
| Mar 10, 2020 | Deed of Trust, Mortgage · Balloon Mortgage ALIGN CREDIT UNION |
| Oct 3, 2017 | Quit Claim Deed, Transfer · Conventional with PMI ALIGN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2017 · Amount on Record |
| Deed Sale | Oct 3, 2017 · Amount on Record |
| Deed Book / Page | 70029 / 382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 438 LOWELL ST, WAKEFIELD, MA 01880-1978 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083651-424 |
|---|---|
| Date | Jan 6, 2025 |
| Book Page | 83651/424 |
| Instrument | 1262 |
| Name | ALIGN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 438 LOWELL ST, WAKEFIELD, MA 01880-1978 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74261-425 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 74261/425 |
| Instrument | 35843 |
| Name | ALIGN CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Oct 3, 2017 |
| Property Address | 438 LOWELL ST, WAKEFIELD, MA 01880-1978 |
| Document Number | 70029-382 |
| Book / Page | 070029 / 000382 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 634 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,184.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 LOWELL ST WAKEFIELD MA 018801978, WAKEFIELD, MA 01880-1978 |
| Document Number | 70029-385 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | 070029/000385 |
| Instrument | 635 |
| Name | ALIGN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2047 |
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,813.00 (+5.74%) | $688,400 (+4.81%) Land $409,200 Building $279,200 | $716,490 (+0.51%) |
| 2024 | $7,389.00 (-0.32%) | $656,800 (+3.92%) Land $390,000 Building $266,800 | $712,880 |
| 2023 | $7,413.00 | $632,000 Land $374,900 Building $257,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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