Gloucester County and Greenwich Township property record for 438 Lock Ave, Gibbstown, NJ 08027
| Property Type | Single Family Home |
|---|---|
| Details | 1,220 sqft · built 1950 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Jul 2026) |
| Tax Bill | $5,556 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00152-0000-00002 |
| Primary APN | 07-00152-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,220 sqft Living Area |
| 1st Floor Area | 1,220 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Street Address | 438 LOCK AVE |
|---|---|
| City | GIBBSTOWN |
| State | NJ |
| Zip | 08027-1530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | ADDITIONAL LOTS: ATTGAR+ENCLPORCH |
| Legal Subdivision | BILLINGSPORT LAND ASSOCIATION |
| Legal Block | 152 |
| Legal Lot Number | 2 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | GREENWICH |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 500500 |
Source: Gloucester County and Greenwich Township records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 438 LOCK AVE, GIBBSTOWN, NJ 08027-1530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed, Transfer · Conventional Mortgage HMA MORTGAGE |
| Nov 26, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on Record |
| Deed Sale | Jul 1, 2026 · Amount on Record |
| Deed Document Number | 202621006 |
| Deed Book / Page | 7369 / 18 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jul 1, 2026 |
| Property Address | 438 LOCK AVE, GIBBSTOWN, NJ 08027-1530 |
| Document Number | 0000021006 |
| Book / Page | 7369 / 18 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202621006 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,875.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 LOCK AVE, GIBBSTOWN, NJ 08027-1530 |
| Document Number | 0000021007, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 202621007 |
| Name | HMA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Nov 26, 2019 |
| Property Address | 438 LOCK AVE, GIBBSTOWN, NJ 08027-1530 |
| Document Number | 0000045497 |
| Book / Page | 006199 / 000295 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 45497 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 SPRINGTIME RD VILLAS NJ 082511166, VILLAS, NJ 08251-1166 |
Source: Gloucester County and Greenwich Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| County Subdivision | Greenwich Township |
| Unified School District | Greenwich Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,800 (-) Land $39,400 Building $116,400 | $155,800 (-) Land $39,400 Building $116,400 | |
| 2025 | $5,556.00 (+3.58%) | $155,800 (-) Land $39,400 Building $116,400 | $155,800 (-) Land $39,400 Building $116,400 |
| 2024 | $5,364.00 (+5.49%) | ||
| 2023 | $155,800 Land $39,400 Building $116,400 | $155,800 Land $39,400 Building $116,400 | |
| 2022 | $5,085.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 11 (1987–2013) |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENWICH TWP W DEPT serves 4,921 people · EPA ID NJ0807001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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