438 Listowe Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 438 Listowe Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,255 sqft · built 2002
Lot Size	0.459 acres (19,985 sqft)
Owner	2 Trust Names on File
Last Sale	$1,175,000 (Nov 2022)
Tax Bill	$13,898 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-1850-022-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1850-022-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,255 sqft Living Area
1st Floor Area	820 sqft
2nd Floor Area	2,435 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	19,985 sqft (0.459 acres)
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	438 LISTOWE DR
City	FOLSOM
State	CA
Zip	95630-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-R-1-M (
Legal Description	BROADSTONE 03, VILLAGE 03A, LOT 43
Legal Subdivision	BROADSTONE 03, VILLAGE 03A
Legal Lot Number	43
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2005
Census Tract	8513

Owner

438 Listowe Dr is owner-occupied and held in a trust since June 2025.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Trust Names on File
Mailing Address	438 LISTOWE DR, FOLSOM, CA 95630-6204
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING INC
May 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLY BK
Jun 26, 2018	Deed of Trust, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2022 · Amount on File
Deed Sale	Nov 2, 2022 · Amount on File
Prior Sale	Dec 30, 2002 · Amount on File
Deed Book / Page	20221102 / 1054
Last Transfer Date	Jun 6, 2025
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 2, 2022
Property Address	438 LISTOWE DR, FOLSOM, CA 95630-6204
Document Number	0000001054
Map Reference	MB 273 MAP 2
Instrument Date	Sep 30, 2022
Instrument	2022110201054
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43675 SKYE RD, FREMONT, CA 94539-5926

Mortgage

Document Number	0000001055
Date	Nov 2, 2022
Instrument	2022110201055

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	438 LISTOWE DR, FOLSOM, CA 95630-6204
Document Number	2006040228
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	438 LISTOWE DR FOLSOM CA 956306204, FOLSOM, CA 95630-6204

Mortgage

Document Number	2006040228
Date	Jun 4, 2020
Instrument	2006040228

Lender

Name	ALLY BK
Type	Bank
Address	CHARLOTTE, NC 28202-2028

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	438 LISTOWE DR, FOLSOM, CA 95630-6204
Document Number	1807031043
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	438 LISTOWE DR FOLSOM CA 956306204, FOLSOM, CA 95630-6204

Mortgage

Document Number	1807031043
Date	Jul 3, 2018
Instrument	1807031043

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 438 Listowe Dr was $13,898, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,246,918 (+2%) Land $254,689 Building $992,229
2025	$13,898.00 (+2.15%)	$1,222,470 Land $249,696 Building $972,774
2024	$13,605.00 (+1.74%)
2023	$13,372.00 (+81.91%)	$1,175,000 Land $240,000 Building $935,000
2022	$7,351.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 438 Listowe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Listowe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net, T-Mobile, Zeta Broadband.

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