438 Lighthouse Dr, North Palm Beach, FL 33408 Property Records

Palm Beach County property record for 438 Lighthouse Dr, North Palm Beach, FL 33408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1958
Lot Size	0.296 acres (12,929 sqft)
Owner	Individual Name on File
Last Sale	$542,000 (Oct 2021)
Tax Bill	$9,614 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`68-43-42-16-02-010-0100`

Property Details

APN / Parcel Number

Primary APN	`68-43-42-16-02-010-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,592 sqft Living Area
Gross Area	2,056 sqft
1st Floor Area	1,592 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	12,929 sqft (0.296 acres)
Lot Dimensions	140 ft deep x 84 ft wide
Garage Area	246 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	128 sqft
Patio Area	300 sqft
Storage Building	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	438 LIGHTHOUSE DR
City	NORTH PALM BEACH
State	FL
Zip	33408-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	VILLAGE OF NORTH PALM BEACH 1 LT 10 BLK 10
Legal Range	43E
Legal Township	42S
Legal Section	16
Legal Subdivision	NORTH PALM VILLAGE OF 1
Legal Block	10
Legal Lot Number	10
Jurisdiction	PALM BEACH FL
Township / Civil Division	RIVIERA BEACH
Census Block Group	2
Census Block	2001
Census Tract	702

Owner

438 Lighthouse Dr is owned and occupied by an individual who bought it in October 2021.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	438 LIGHTHOUSE DR, NORTH PALM BEACH, FL 33408-4318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Oct 21, 2015 · Amount on File
Deed Document Number	20210469942
Deed Book / Page	32951 / 1186
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 13, 2021
Property Address	438 LIGHTHOUSE DR, NORTH PALM BEACH, FL 33408-4318
Document Number	0329511186
Book / Page	32951 / 1186
Map Reference	MB 24 PG 202
Instrument Date	Oct 12, 2021
Instrument	20210469942
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,794.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	736 JACANA WAY, 736, NORTH PALM BEACH, FL 33408-4708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 LIGHTHOUSE DR, NORTH PALM BEACH, FL 33408-4318

Mortgage

Document Number	329511188
Date	Oct 13, 2021
Instrument	32951/1188

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 438 Lighthouse Dr was $9,614 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	North Palm Beach Village
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,614.00 Homeowner's exemption	$516,341	$603,559 Land $436,050 Building $167,509
2023	$8,878.00 (+0.74%) Homeowner's exemption	$487,174 (+3%)	$614,432 (+29.91%) Land $350,000 Building $264,432
2022	$8,813.00 Homeowner's exemption	$472,984 Land $295,944 Building $177,040	$472,984 Land $295,944 Building $177,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 Lighthouse Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	5 (1998–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 438 Lighthouse Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEACOAST UTILITIES AUTHORITY public/private · serves 97,552 people · EPA ID FL4501124
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20