Lake County property record for 438 Laura Ln, Mount Dora, FL 32757
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,249 sqft · built 1978 |
| Lot Size | 0.392 acres (17,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,900 (Jun 2022) |
| Tax Bill | $4,151 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-19-26-0900-000-01200 |
| Primary APN | 35-19-26-0900-000-01200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,249 sqft Living Area |
| Gross Area | 2,183 sqft |
| 1st Floor Area | 1,249 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 17,075 sqft (0.392 acres) |
| Lot Dimensions | 177 ft deep x 97 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 502 sqft |
|---|---|
| Porch | Enclosed/Finished Porch |
| Porch Area | 609 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1646740 |
|---|---|
| Street Address | 438 LAURA LN |
| City | MOUNT DORA |
| State | FL |
| Zip | 32757-4311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LAKE DORA OAKS LOT 12 PB 23 PG 59 ORB 5975 PG 1493 |
| Legal Range | 26E |
| Legal Township | 19S |
| Legal Section | 35 |
| Legal Subdivision | LAKE DORA OAKS |
| Legal Tract | 0900 |
| Legal Lot Number | 12 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | TAVARES |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 30807 |
438 Laura Ln is owned and occupied by two individuals who bought it in June 2022.
Source: Lake County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 LAURA LN, MOUNT DORA, FL 32757-4311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 10, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on File |
| Deed Sale | Jun 16, 2022 · Amount on File |
| Prior Sale | Aug 7, 2000 · Amount on File |
| Deed Document Number | 202283104 |
| Deed Book / Page | 5975 / 1493 |
| Prior Transfer Date | Nov 29, 2021 |
| Prior Transfer Doc | 0058541097 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 16, 2022 |
| Property Address | 438 LAURA LN, MOUNT DORA, FL 32757-4311 |
| Document Number | 0059751493 |
| Book / Page | 5975 / 1493 |
| Map Reference | MB 23 PG 59 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022083104 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | BROKERS TITLE/LEESBURG LLC, BROKERS TTL OF LEESBURG LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,449.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4761 ELMBURG RD, BAGDAD, KY 40003-6077 |
| Name | Verified Name |
|---|---|
| Address | 438 LAURA LN, MOUNT DORA, FL 32757-4311 |
| Investor | Possibly a Property Investor |
| Document Number | 0059751494 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 5975/1494 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 10, 2021 |
| Property Address | 438 LAURA LN, MOUNT DORA, FL 32757-4311 |
| Document Number | 0058541097 |
| Book / Page | 5854 / 1097 |
| Map Reference | MB 23 PG 59 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021170684 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4761 ELMBURG RD, BAGDAD, KY 40003-6077 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,259 (-) Land $88,800 Building $204,459 | $293,259 (-) Land $88,800 Building $204,459 | |
| 2025 | $293,259 Land $88,800 Building $204,459 | $293,259 Land $88,800 Building $204,459 | |
| 2024 | $4,151.00 (+8.78%) | ||
| 2023 | $3,816.00 (+7.52%) Homeowner's exemption | $280,183 (+22.87%) | $286,463 (+25.62%) Land $88,800 Building $197,663 |
| 2022 | $3,549.00 | $228,031 | $228,031 Land $47,880 Building $180,151 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Laura Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (1987–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Laura Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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