438 Lathrop St, Algonac, MI 48001 Property Records

St. Clair County property record for 438 Lathrop St, Algonac, MI 48001

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$47,000 (Jan 2025)
Tax Bill	$710 (2025)
Flood Zone	Zone AE (high risk)
APN	`74-01-135-0022-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-135-0022-000`

Exterior

Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	438 LATHROP ST
City	ALGONAC
State	MI
Zip	48001-1639
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-3
Legal Description	LOT 781 SUPV ROY T GILBERTS PLAT NO 9 SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	SUPERVISORS ROY T GILBERTS PLAT #9
Legal Lot Number	781
Legal Unit	781
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	4
Census Block	4026
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 LATHROP ST, ALGONAC, MI 48001-1639
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2025 · Amount on Record
Deed Sale	Jan 17, 2025 · Amount on Record
Prior Sale	Jan 17, 2025 · Amount on Record
Deed Document Number	2025838
Deed Book / Page	5781 / 420
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,200 (+5.6%)	$26,400 (+5.6%)
2025	$710.00 (+188.62%)	$12,500 (+10.62%)
2024	$246.00 (+5.58%)		$25,000 (+10.62%)
2023		$11,300
2022	$233.00		$22,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 97 policies
Nearby Flood Policies	97 in force
Nearby Flood Claims	15 (1985–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20