Collier County property record for 438 Lagoon Ave, Naples, FL 34108
| Property Type | Single Family Home |
|---|---|
| Details | 2,322 sqft · built 1963 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $14,281 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 233800 L 43A29 |
| Primary APN | 233800 L 43A29 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,322 sqft Living Area |
| Gross Area | 2,418 sqft |
| 1st Floor Area | 2,322 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 20,473 sqft (0.47 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 96 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 525 sqft |
| Deck Area | 360 sqft |
| Boat Access | Boat Access |
| Street Address | 438 LAGOON AVE |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34108-2319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | CONNERS VANDERBILT BCH EST UNIT 2 BLK L LOT 4 + W 9FT OF LOT 3 AND LOT 5 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 29 |
| Legal Subdivision | CONNERS VANDERBILT BCH EST #2 |
| Legal Tract | 233800 |
| Legal Block | L |
| Legal Lot Number | 4 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10209 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 438 LAGOON AVE, NAPLES, FL 34108-2319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 15, 1995 |
| Transfer Doc | 2101001046 |
| Record Updated | Oct 29, 2026 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,442,502 (+2.7%) | $3,399,781 (+4.54%) Land $2,940,600 Building $459,181 | |
| 2025 | $14,281.00 (+17.07%) Homeowner's exemption | $1,404,578 (+20.51%) | $3,252,110 (-40.21%) Land $2,636,400 Building $615,710 |
| 2023 | $12,199.00 (-16.53%) Homeowner's exemption | $1,165,562 (-11.48%) | $5,439,171 (+73.34%) Land $5,333,640 Building $105,531 |
| 2022 | $14,615.00 Homeowner's exemption | $1,316,736 | $3,137,887 Land $2,853,396 Building $284,491 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 499 units insured incl. 281 condo units |
| Nearby Flood Claims | 411 (1982–2024) |
| Claims Outside the SFHA | 3 of 411 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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