438 Knapp Ave, Morehead, KY 40351 Property Records

Rowan County property record for 438 Knapp Ave, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,992 sqft · built 1957
Lot Size	1.06 acres (46,302 sqft)
Owner	Company Name on File
Last Sale	$412,500 (Oct 2025)
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Oct 2026 Transfer Oct 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`080-20 04 002.00`

Property Details

APN / Parcel Number

Primary APN	`080-20 04 002.00`
Alternative APNs	`10051` `10119` `10645`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,992 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,302 sqft (1.06 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10645
Street Address	438 KNAPP AVE
City	MOREHEAD
State	KY
Zip	40351-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & LOTS KNAPP AVENUE M3-3-62
Legal Subdivision	MEADOWBROOK SUBDIVISION
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	4
Census Block	4022
Census Tract	950202

Owner

Source: Rowan County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1470 FLEMINGSBURG RD, MOREHEAD, KY 40351-1807
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 8, 2025	Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF GRAYSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2025 · Amount on File
Deed Sale	Oct 8, 2025 · Amount on File
Deed Document Number	20252041199
Deed Book / Page	297 / 258
Last Transfer Date	Sep 29, 2026
Transfer Doc	0002051254
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN KY
Recording Date	Oct 2, 2026
Property Address	438 KNAPP AVE, MOREHEAD, KY 40351-1124
Document Number	0002051254
Book / Page	301 / 470
Instrument Date	Sep 29, 2026
Instrument	20262051254
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1470 FLEMINGSBURG RD, MOREHEAD, KY 40351-1807

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Oct 8, 2025
Property Address	438 KNAPP AVE, MOREHEAD, KY 40351-1124
Document Number	00D297/258
Book / Page	D297 / 258
Map Reference	MB 65 PG 291
Instrument Date	Oct 7, 2025
Instrument	2041199
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1470 FLEMINGSBURG RD, MOREHEAD, KY 40351-1807

Mortgage

Document Number	00A485/650
Date	Oct 8, 2025
Book Page	A485/650
Instrument	2041200

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 7, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,717.00 (+0.48%) Homeowner's exemption	$373,800 (+2.75%) Land $30,000 Building $343,800	$373,800 (+2.75%) Land $30,000 Building $343,800
2023	$2,704.00 Homeowner's exemption	$363,800 Land $20,000 Building $343,800	$363,800 Land $20,000 Building $343,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Networx Technologies.

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