438 Jean St, Gilberts, IL 60136 Property Records

Kane County property record for 438 Jean St, Gilberts, IL 60136

Property Summary

Property TypeSingle Family Home
Details1,836 sqft · built 1987
Lot Size0.7 acres (30,512 sqft)
Owner2 Trust Names on File
Last Sale$216,000 (Sep 1999)
Tax Bill$8,670 (2025)
Deeds & MortgagesJun 2023 Transfer
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-30-102-027

Property Details

APN / Parcel Number

Primary APN03-30-102-027

Interior

Stories1 Story
Building Area1,836 sqft Living Area
Gross Area4,156 sqft
1st Floor Area1,836 sqft
Basement Area1,836 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area30,512 sqft (0.7 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address438 JEAN ST
CityGILBERTS
StateIL
Zip60136-9735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT DIMENSIONS 148.49X233.96XC15.86X58.37X249.71 SUBDIVISION: DUNHILL RANGE CODE: 8 E TWSHP 42N
Legal SubdivisionDUNHILL
Legal Block2
Legal Lot Number116
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group2
Census Block2046
Census Tract850600

Owner

438 Jean St is owner-occupied and held in a trust since June 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Trust Names on File
Mailing Address438 JEAN ST, GILBERTS, IL 60136-9735
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Intrafamily Transfer, Transfer
Jun 8, 2018Deed of Trust, Mortgage · Line of Credit
ANDIGO CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 1999 · Amount on File
Deed SaleSep 29, 1999 · Amount on File
Deed Document Number199993646
Last Transfer DateJun 14, 2023
Transfer Doc0000019572
Record UpdatedOct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJun 14, 2023
Property Address438 JEAN ST, GILBERTS, IL 60136-9735
Document Number0000019572
Map ReferenceDOC 1411833
Instrument DateJun 14, 2023
Instrument2023K019572
Transaction TypeTransfer
Record UpdatedJun 27, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address438 JEAN ST, GILBERTS, IL 60136-9735

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 JEAN ST, GILBERTS, IL 60136-9735

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address438 JEAN ST, GILBERTS, IL 60136-9735
Document Number0000030283
Instrument DateJun 8, 2018
Transaction TypeMortgage
Record UpdatedJul 10, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address438 JEAN ST GILBERTS IL 601369735, GILBERTS, IL 60136-9735

Mortgage

Document Number0000030283
DateJun 26, 2018
Instrument30283
Lender
NameANDIGO CU
AddressSCHAUMBURQ, IL 60173
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 25, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 438 Jean St was $8,670 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionDundee Township
MunicipalityGilberts Village
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,670.00$132,874 (+9.42%) Land $35,241 Building $97,633$398,782 (+9.42%) Land $105,765 Building $293,016
2024$121,435 Land $32,207 Building $89,228$364,451 Land $96,660 Building $267,791
2022$6,818.00 (+3.22%) Homeowner's exemption$91,221 (+5.91%) Land $28,979 Building $62,242$273,663 (+5.91%) Land $86,937 Building $186,726
2021$6,605.00 Homeowner's exemption$86,131 Land $27,362 Building $58,769$258,393 Land $82,086 Building $176,307

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 438 Jean St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2013–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Jean St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGILBERTS
serves 8,366 people · EPA ID IL0890400
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Xfinity.

Nearby Properties on Jean St

Nearby Streets

Search Property Records by Address or Parcel Number