438 Hildreth Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 438 Hildreth Rd, Columbus, MS 39702

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,718 sqft · built 1973
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on Record
Tax Bill$624 (2025)
Deeds & MortgagesJul 2020 Mortgage
Dec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN75W040003700

Property Details

APN / Parcel Number

Primary APN75W040003700
Alternative APNs
  • 024873
  • 24873

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,718 sqft Adjusted Area
1st Floor Area1,179 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialMetal
Lot Area56,628 sqft (1.3 acres)
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address438 HILDRETH RD
CityCOLUMBUS
StateMS
Zip39702-8653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT IN SW4 SW4 438 HILDRETH RD 10A
Legal Range17W
Legal Township19S
Legal Section08
JurisdictionLOWNDES MS
Township / Civil Division3
Census Block Group2
Census Block2041
Census Tract403

Owner

Source: Lowndes County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address438 HILDRETH RD, COLUMBUS, MS 39702-8653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2020Deed of Trust, Mortgage
BANKFIRST FIN'L SVCS
Dec 20, 2019Deed of Trust, Mortgage · Line of Credit
BANKFIRST FIN'L SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address438 HILDRETH RD, COLUMBUS, MS 39702-8653
Document Number0020207385
Instrument DateJul 14, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address438 HILDRETH RD COLUMBUS MS 397028653, COLUMBUS, MS 39702-8653

Mortgage

Document Number0020207385
DateJul 24, 2020
Book Page002020/017385
Lender
NameBANKFIRST FIN'L SVCS
TypeFunding / Finance Company
AddressCOLUMBUS, MS 39703
Agreement
AmountAmount Recorded
Term360 Months
DueJul 23, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address438 HILDRETH RD, COLUMBUS, MS 39702-8653
Document Number0020197562
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedJan 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 HILDRETH RD COLUMBUS MS 397028653, COLUMBUS, MS 39702-8653

Mortgage

Document Number0020197562
DateDec 27, 2019
Book Page002019/027562
Lender
NameBANKFIRST FIN'L SVCS
TypeFunding / Finance Company
AddressCOLUMBUS, MS 39703
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 26, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$624.00 (-1.11%) Homeowner's exemption$9,449 (+63.76%)$87,270 (+51.25%) Land $16,640 Building $70,630
2024$631.00 (+95.36%)
2023$323.00 Homeowner's exemption$5,770$57,700 Land $16,640 Building $41,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims22 (1982–2025)
Claims Outside the SFHA1 of 22
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1991 · 5 claims
  • Severe Storms & Flooding, Feb 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
4-County Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20

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