Warren County property record for 438 Highridge Rd, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,304 sqft · built 1989 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Oct 2025) |
| Tax Bill | $1,810 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2009 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39/C/K/25 |
| Primary APN | 39/C/K/25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| Gross Area | 2,128 sqft |
| 1st Floor Area | 1,304 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 16 sqft |
| Deck Area | 328 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 24014 |
|---|---|
| Old Parcel Number | 39C K 25 |
| Street Address | 438 HIGHRIDGE RD |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-5522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LK25 LAKE FRONT ROYAL SUB |
| Legal Subdivision | LAKE FRONT ROYAL |
| Jurisdiction | WARREN VA |
| Township / Civil Division | SOUTH RIVER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20602 |
438 Highridge Rd is owned and occupied by an individual who bought it in October 2025.
Source: Warren County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 HIGHRIDGE RD, FRONT ROYAL, VA 22630-5522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Nov 12, 2009 | Deed of Trust, Mortgage · Conventional Mortgage AMTRUST BANK |
| Oct 22, 2025 | Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on File |
| Deed Sale | Oct 22, 2025 · Amount on File |
| Deed Document Number | 20254997 |
| Prior Transfer Date | Oct 21, 2025 |
| Prior Transfer Doc | 0000004997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 438 HIGHRIDGE RD, FRONT ROYAL, VA 22630-5522 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200008903 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 200008903 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 438 HIGHRIDGE RD, FRONT ROYAL, VA 22630-5522 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0090006606 |
|---|---|
| Date | Nov 12, 2009 |
| Instrument | 090006606 |
| Name | AMTRUST BANK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2039 |
| Rate | 5% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Oct 22, 2025 |
| Property Address | 438 HIGHRIDGE RD, FRONT ROYAL, VA 22630-5522 |
| Document Number | 0250004997 |
| Map Reference | MB 400 PG 455 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 250004997 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 HIGHRIDGE RD, FRONT ROYAL, VA 22630-5522 |
| Document Number | 0250004998 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 250004998 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2026 property tax bill for 438 Highridge Rd was $1,810, up 18.8% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,810.00 (+18.77%) | $318,200 (-) Land $55,000 Building $263,200 | |
| 2025 | $1,524.00 (-45.12%) | $318,200 (+14.58%) Land $55,000 Building $263,200 | $318,200 (+14.58%) Land $55,000 Building $263,200 |
| 2024 | $2,777.00 | $277,700 (-) Land $51,800 Building $225,900 | $277,700 (-) Land $51,800 Building $225,900 |
| 2023 | $277,700 Land $51,800 Building $225,900 | $277,700 Land $51,800 Building $225,900 | |
| 2022 | $2,777.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Highridge Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1996–2014) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Highridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures