438 High Rd, Cary, IL 60013 Property Records

McHenry County property record for 438 High Rd, Cary, IL 60013 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1962
Square Footage1,737 sqft
Lot Size13,373 sqft (0.307 acres)
OccupancyOwner Occupied
Last Sale$440,000 (2025)
Tax Bill$6,564.00 (2024)

Owner

Source: McHenry County records · APN 19-13-330-015

Assessment roll updated January 1, 2024 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address438 HIGH RD, CARY, IL 60013-2650
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2025Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Aug 17, 2018Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 08, 2025 · Amount on Record
Deed SaleDec 08, 2025 · Amount on Record
Prior SaleMay 23, 2016
Deed Doc Number2025R0034428
Record RefreshedJun 08, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateDec 08, 2025
Property Address438 HIGH RD, CARY, IL 60013-2650
Document Number0000034428
Map ReferenceDOC 316868
Instrument DateOct 03, 2025
Instrument2025R0034428
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address438 HIGH RD, CARY, IL 60013-2650

Mortgage

Document Number0000034429
DateDec 08, 2025
Instrument2025R0034429
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2055
Interest
Rate TypeFixed Rate
Rate6.62%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address438 HIGH RD, CARY, IL 60013-2650
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028375
DateAug 17, 2018
Instrument2018R0028375
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 14, 2048

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2024 · Last verified December 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$6,564.00 Homeowner's exemption$93,947 (+11.38%) Land $23,433 Building $70,514$281,841 (+11.38%) Land $70,299 Building $211,542
2022Homeowner's exemption$84,351 Land $26,532 Building $57,819$253,053 Land $79,596 Building $173,457

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19-13-330-015

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area1,737 sqft
1st Floor1,737 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1962
Architectural StyleSplit Level Style
Exterior MaterialBrick/Wood Exterior
Lot Area13,373 sqft (0.307 acres)
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address438 HIGH RD
CityCARY
StateIL
Zip60013-2650
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDOC 2016R0017330 LT 324 BRIGADOON DIVISION B
Legal Range08E
Legal Township43N
Legal Section13
Legal SubdivisionBRIGADOON DIVISION
Legal Block330
Legal Lot Number324
JurisdictionMCHENRY IL
Minor Civil DivisionALGONQUIN
Census Blockgroup1
Census Block1017
Census Tract871600

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