Harford County property record for 438 Grasmere Dr, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,072 sqft · built 1989 |
| Lot Size | 0.362 acres (15,768 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $352,000 (Dec 2008) |
| Tax Bill | $3,513 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-084465 |
| Primary APN | 02-084465 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,768 sqft (0.362 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 084465 |
|---|---|
| Street Address | 438 GRASMERE DR |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-1832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 71 .362 AC 438 GRASMERE DRIVE WINDEMERE EST S1 P 64/26 |
| Legal Subdivision | WINDEMERE ESTATES SEC 1 |
| Legal Lot Number | 71 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 302801 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 438 GRASMERE DR, ABERDEEN, MD 21001-1832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2008 · Amount on Record |
| Deed Sale | Dec 15, 2008 · Amount on Record |
| Prior Sale | Jan 22, 1990 · Amount on Record |
| Deed Document Number | 2008133 |
| Deed Book / Page | 8001 / 644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 19, 2026 |
| Property Address | 438 GRASMERE DR, ABERDEEN, MD 21001-1832 |
| Document Number | 1712000092 |
| Book / Page | 17128 / 92 |
| Instrument Date | May 8, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 438 GRASMERE DR, ABERDEEN, MD 21001-1832 |
| Document Number | 1712000092, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 17128/92 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,513.00 (+16.98%) Homeowner's exemption | $368,600 (+6.71%) Land $78,000 Building $290,600 | $368,600 (-) Land $78,000 Building $290,600 |
| 2025 | $3,003.00 (+7.37%) Homeowner's exemption | $345,433 (+15.49%) | $368,600 (+23.24%) Land $78,000 Building $290,600 |
| 2023 | $299,100 Land $78,000 Building $221,100 | $299,100 Land $78,000 Building $221,100 | |
| 2022 | $2,797.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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