438 Grantham Rd, Irmo, SC 29063 Property Records

Lexington County property record for 438 Grantham Rd, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,531 sqft · built 1977
Lot Size	0.288 acres (12,558 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Feb 2026)
Tax Bill	$675 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001924-05-019`

Property Details

APN / Parcel Number

Primary APN	`001924-05-019`
Alternative APN	`0192405019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,531 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	12,558 sqft (0.288 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	438 GRANTHAM RD
City	IRMO
State	SC
Zip	29063-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	FRIARSGATE B SECTION 4A LOT 24 BLK V2
Legal Subdivision	FRIARSGATE
Legal Block	V
Legal Lot Number	24
Jurisdiction	LEXINGTON SC
Township / Civil Division	IRMO
Census Block Group	1
Census Block	1001
Census Tract	21113

Owner

Source: Lexington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 GRANTHAM RD, IRMO, SC 29063-2418
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed, Transfer · Conventional Mortgage AMERITRUST MORTGAGE CORP
Dec 8, 2017	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO
Oct 23, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Deed Document Number	20267867
Deed Book / Page	21207 / 4897
Prior Transfer Date	Dec 1, 2011
Prior Transfer Doc	1526700337
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Feb 25, 2026
Property Address	438 GRANTHAM RD, IRMO, SC 29063-2418
Document Number	2120704897
Book / Page	21207 / 4897
Map Reference	MB 149-G PG 26
Instrument Date	Feb 13, 2026
Instrument	2026007867
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	434 GRANTHAM RD, IRMO, SC 29063-2418

Mortgage

Document Number	2026007868
Date	Feb 25, 2026
Instrument	2026007868

Lender

Name	AMERITRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	438 GRANTHAM RD, IRMO, SC 29063-2418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1967800225
Date	Dec 8, 2017
Book Page	19678/225
Instrument	2017058107

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.47%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.47%
Index	1-Year LIBOR
Max Rate	9.47%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	438 GRANTHAM RD, IRMO, SC 29063-2418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2084102292
Date	Oct 23, 2019
Book Page	20841/2292
Instrument	2019048646

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 16, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	438 GRANTHAM RD, IRMO, SC 29063-2418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2084102280
Date	Oct 23, 2019
Book Page	20841/2280
Instrument	2019048645

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Municipality	Irmo Town
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$675.00 (+13.83%)	$4,164 (-) Land $782 Building $3,382
2024	$593.00 (+9.41%)	$4,164 (-) Land $782 Building $3,382	$104,114 (-) Land $19,560 Building $84,554
2023	$542.00	$4,164 Land $782 Building $3,382	$104,114 Land $19,560 Building $84,554

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1987–2015)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: CarolinaConnect Cooperative.

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