438 Gorham Dr, Hamilton, OH 45013 Property Records

Butler County property record for 438 Gorham Dr, Hamilton, OH 45013 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,007 sqft · built 2008
Lot Size	0.229 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Mar 2017)
Tax Bill	$42 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P6412-175.000-011`

Property Details

APN / Parcel Number

Primary APN	`P6412-175.000-011`
Alternative APNs	`0001100` `109762` `110797`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,007 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	906 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,001 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	195 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	126 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	0001100
Old Parcel Number	P6412175.000011
Street Address	438 GORHAM DR
City	HAMILTON
State	OH
Zip	45013-6230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31755 ENT STERLING ESTATES SUB PH 1 SEE PCL 011R- STERLING SITE RID
Legal Subdivision	STERLING ESTATES SUB
Legal Phase	1
Legal Lot Number	31755
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	5
Census Block	5001
Census Tract	15000

Owner

Source: Butler County records · APN P6412-175.000-011

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	438 GORHAM DR, HAMILTON, OH 45013-6230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit SHAREFAX CU
Jul 17, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONS RELIABLE LNDG
Mar 02, 2017	Survivorship Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2017 · Amount on Record
Deed Sale	Mar 02, 2017 · Amount on Record
Prior Sale	Dec 01, 2008 · Amount on Record
Deed Document Number	0000008276
Deed Book / Page	9006 / 0967
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	438 GORHAM DR, HAMILTON, OH 45013-6230
Transaction Type	Mortgage
Record Updated	Dec 02, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040928
Date	Nov 21, 2025
Book Page	10290/1069
Instrument	2025-00040928

Lender

Name	SHAREFAX CU
Type	Credit Union
Address	CINCINNATI, OH 45245

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 07, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	438 GORHAM DR, HAMILTON, OH 45013-6230
Document Number	0000032165
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	438 GORHAM DR HAMILTON OH 450136230, HAMILTON, OH 45013-6230

Mortgage

Document Number	0000032165
Date	Jul 24, 2020
Book Page	009478/001759
Instrument	32165

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

March 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	BUTLER OH
Recording Date	Mar 02, 2017
Property Address	438 GORHAM DR, HAMILTON, OH 45013-6230
Document Number	0000008276
Book / Page	9006 / 0967
Instrument Date	Feb 28, 2017
Instrument	2017-00008276
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	438 GORHAM DR, HAMILTON, OH 45013-6230

Mortgage

Document Number	0000008277
Date	Mar 02, 2017
Instrument	2017-00008277

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2047

Mortgage

Document Number	0000008278
Date	Mar 02, 2017
Book Page	9006/0984
Instrument	2017-00008278

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Butler County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$42.00	$1,000 (-) Land $1,000	$2,870 (-) Land $2,870
2023	$42.00 (-98.66%)	$1,000 (-) Land $1,000	$2,870 (-) Land $2,870
2022	$3,129.00	$1,000 Land $1,000
2020			$2,870 Land $2,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butler County (39017C), updated May 31, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Benton Ridge Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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