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438 Golf Estates Rd, Franklin, NC 28734 Property Records

Macon County property record for 438 Golf Estates Rd, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,648 sqft · built 1992
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$384,000 (Aug 2022)
Tax Bill$1,614 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APN7505212909

Property Details

APN / Parcel Number

Primary APN7505212909
Alternative APNs
  • 0229792
  • 108429
  • 153090

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,648 sqft Heated Area
1st Floor Area1,648 sqft
Basement Area1,648 sqft
Finished Basement1,648 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,166 sqft (0.44 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area408 sqft
Deck Area256 sqft
Patio Area240 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number153090
Street Address438 GOLF ESTATES RD
CityFRANKLIN
StateNC
Zip28734-0721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 20/20A HOLLY SPRINGS GLF COURSE SUBD
Legal SubdivisionHOLLY SPRINGS GOLF COURSE SUBD
Legal Lot Number20
JurisdictionMACON NC
Township / Civil DivisionMILLSHOAL
Census Block Group2
Census Block2066
Census Tract970400

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address438 GOLF ESTATES RD, FRANKLIN, NC 28734-0721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMIERCA NA
Aug 9, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2022 · Amount on Record
Deed SaleAug 9, 2022 · Amount on Record
Prior SaleDec 29, 2006 · Amount on Record
Deed Document Number20226129
Deed Book / PageA42 / 501
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Recording DateJun 3, 2026
Property Address438 GOLF ESTATES RD, FRANKLIN, NC 28734-0721
Document Number0000003373
Book / Page44 / 53
Instrument DateMay 26, 2026
Instrument20263373
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 GOLF ESTATES RD, FRANKLIN, NC 28734-0721

Mortgage

Document Number0000003373,
DateJun 3, 2026
Book Page44/53
Instrument20263373
Lender
NameBANK OF AMIERCA NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 26, 2056
Interest
Rate6.3%
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateAug 9, 2022
Property Address438 GOLF ESTATES RD, FRANKLIN, NC 28734-0721
Document Number000A42/501
Book / PageA-42 / 501
Instrument DateAug 2, 2022
Instrument2022006129
Transaction TypeTransfer
Record UpdatedAug 26, 2022

Transaction

AmountAmount Recorded
Tax$768.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3610 162ND AVE E, PARRISH, FL 34219-1750

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$439,700 (+1.99%) Land $36,140 Building $403,560$439,700 (+1.99%) Land $36,140 Building $403,560
2025$1,614.00 (+18.85%)$431,100 (-) Land $36,140 Building $394,960$431,100 (-) Land $36,140 Building $394,960
2023$1,358.00$431,100 Land $36,140 Building $394,960$431,100 Land $36,140 Building $394,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims16 (1979–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims
  • Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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