Barnstable County and Chatham Town property record for 438 George Ryder Rd, Chatham, MA 02633
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4.47 acres (195,111 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,909 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:10G B:0018 L:K1 |
| Primary APN | CHAT M:10G B:0018 L:K1 |
|---|---|
| Alternative APN |
|
| Lot Area | 195,111 sqft (4.47 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Account Number | 330 |
|---|---|
| Street Address | 438 GEORGE RYDER RD |
| City | CHATHAM |
| State | MA |
| Zip | 02633-1636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Block | 18 |
| Legal Lot Number | K1 |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10700 |
438 George Ryder Rd is owned and occupied by an individual.
Source: Barnstable County and Chatham Town records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 GEORGE RYDER RD, CHATHAM, MA 02633-1636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 438 GEORGE RYDER RD, CHATHAM, MA 02633-1636 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0036924-65 |
|---|---|
| Date | Apr 15, 2025 |
| Book Page | 36924/65 |
| Instrument | 14626 |
| Name | J B M FAMILY LP |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 438 George Ryder Rd was $3,909, up 2.9% from the year before.
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,909.00 (+2.95%) | $1,126,600 (+5.93%) Land $594,800 Building $531,800 | $1,060,675 |
| 2024 | $3,797.00 (+5.8%) | $1,063,500 (+14.99%) Land $561,400 Building $502,100 | |
| 2023 | $3,589.00 | $924,900 Land $467,800 Building $457,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 George Ryder Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 George Ryder Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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