Oakland County property record for 438 Gardner Ave, Clawson, MI 48017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1928 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | Company Name on Record |
| Last Sale | $225,000 (Oct 2020) |
| Tax Bill | $4,931 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-25-03-127-004 |
| Primary APN | 16-25-03-127-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,005 sqft |
| Unfinished Basement | 1,005 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,579 sqft (0.174 acres) |
| Lot Dimensions | 140 ft deep x 54 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 46 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 438 GARDNER AVE |
|---|---|
| City | CLAWSON |
| State | MI |
| Zip | 48017-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 3 PARKLAND SUB E PART OF LOT 46 MEAS 1 FT ALG N LOT LINE & 3.40 FT ALG S LOT LINE, ALSO W PART OF LOT 47 MEAS 53 FT ALG N LOT LINE & 50.60 FT ALG S LOT LINE |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 03 |
| Legal Subdivision | PARKLAND SUB |
| Legal Lot Number | 46-47 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | CLAWSON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 180200 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 438 GARDNER AVE, CLAWSON, MI 48017-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA |
| Dec 30, 2021 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION 1 |
| Jan 22, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 22, 2020 | Warranty Deed, Transfer DEVON TITLE AGENCY |
| Jan 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on Record |
| Deed Sale | Oct 22, 2020 · Amount on Record |
| Prior Sale | Jan 4, 2019 · Amount on Record |
| Deed Document Number | 2020219597 |
| Deed Book / Page | 55040 / 663 |
| Last Transfer Date | Nov 18, 2020 |
| Transfer Doc | 0000018133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 438 GARDNER AVE, CLAWSON, MI 48017-2114 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 438 GARDNER AVE, CLAWSON, MI 48017-2114 |
| Document Number | 20250147200 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 60724/337 |
| Instrument | 20250147200 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 438 GARDNER AVE, CLAWSON, MI 48017-2114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 438 GARDNER AVE, CLAWSON, MI 48017-2114 |
| Document Number | 0000283952 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 57235/871 |
| Instrument | 283952 |
| Name | CREDIT UNION 1 |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 22, 2021 |
| Property Address | 438 GARDNER AVE, CLAWSON, MI 48017-2114 |
| Document Number | 0000018133 |
| Book / Page | 055551 / 000703 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 18133 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 438 GARDNER AVE CLAWSON MI 480172114, CLAWSON, MI 48017-2114 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 22, 2020 |
| Property Address | 438 GARDNER AVE, CLAWSON, MI 48017-2114 |
| Document Number | 0000219597 |
| Book / Page | 55040 / 663 |
| Map Reference | LB 12 PG 32 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 219597 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | DEVON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 438 GARDNER AVE, 438, CLAWSON, MI 48017-2114 |
| Name | Verified Name |
|---|---|
| Address | 438 GRANDER, CLAWSON, MI 48017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 4, 2019 |
| Property Address | 438 GARDNER AVE, CLAWSON, MI 48017-2114 |
| Document Number | 0000002965 |
| Book / Page | 52484 / 00881 |
| Map Reference | LB 12 PG 32 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 002965 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | DEVON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,591.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 815 AMBERWOOD ST, 815, AUBURN HILLS, MI 48326-4572 |
| Name | Verified Name |
|---|---|
| Address | 438 GARDNER AVE, CLAWSON, MI 48017-2114 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002925 |
|---|---|
| Date | Jan 4, 2019 |
| Instrument | 002925 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Clawson City |
| Unified School District | Clawson City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,931.00 (+2.18%) Homeowner's exemption | $122,970 (+14.78%) | $245,940 (+14.78%) |
| 2024 | $4,826.00 (+10.56%) | ||
| 2023 | $107,140 | $214,280 | |
| 2021 | $4,365.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAWSON serves 11,825 people · EPA ID MI0001440 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures