Ocean County and Jackson Township property record for 438 Freehold Rd, Jackson, NJ 08527
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,385 sqft · built 2015 |
| Lot Size | 2.41 acres (104,980 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $900,000 (Mar 2026) |
| Tax Bill | $13,041 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10001-0000-00051 |
| Primary APN | 12-10001-0000-00051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,385 sqft Living Area |
| Gross Area | 3,542 sqft |
| Basement Area | 1,157 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 104,980 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 1200094010001802 |
|---|---|
| Street Address | 438 FREEHOLD RD |
| City | JACKSON |
| State | NJ |
| Zip | 08527-4627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 2.41 AC |
| Legal Subdivision | MINOR SUB |
| Legal Block | 10001 |
| Legal Lot Number | 51 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 717300 |
Source: Ocean County and Jackson Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 438 FREEHOLD RD, JACKSON, NJ 08527-4627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION |
| Mar 31, 2026 | Deed, Transfer MADISON TITLE AGENCY LLC |
| May 11, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on Record |
| Deed Sale | Mar 31, 2026 · Amount on Record |
| Prior Sale | May 11, 2021 · Amount on Record |
| Deed Document Number | 202624836 |
| Deed Book / Page | 20328 / 329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 6, 2026 |
| Property Address | 438 FREEHOLD RD, JACKSON, NJ 08527-4627 |
| Document Number | 0000035382 |
| Book / Page | 20364 / 1502 |
| Instrument Date | May 4, 2026 |
| Instrument | 202635382 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MADISON TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000035382, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 20364/1502 |
| Instrument | 202635382 |
| Name | FIRST COLONY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Mar 31, 2026 |
| Property Address | 438 FREEHOLD RD, JACKSON, NJ 08527-4627 |
| Document Number | 0203280329 |
| Book / Page | 20328 / 329 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 2026024836 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | MADISON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1064 BROADWAY, WEST LONG BRANCH, NJ 07764-1308 |
| Name | Verified Name |
|---|---|
| Address | 438 FREEHOLD RD, JACKSON, NJ 08527-4627 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 11, 2021 |
| Property Address | 438 FREEHOLD RD, JACKSON, NJ 08527-4627 |
| Document Number | 0184681446 |
| Book / Page | 18468 / 1446 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021071772 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 438 FREEHOLD RD, 438, JACKSON, NJ 08527-4627 |
| Name | Verified Name |
|---|---|
| Address | 438 FREEHOLD RD, JACKSON, NJ 08527-4627 |
| Document Number | 2021071773 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021071773 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Jackson Township |
| Unified School District | Jackson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $900,600 (-) Land $285,700 Building $614,900 | $900,600 (-) Land $285,700 Building $614,900 | |
| 2025 | $13,041.00 (+19.07%) | $900,600 (+119.71%) Land $285,700 Building $614,900 | $900,600 (+119.71%) Land $285,700 Building $614,900 |
| 2024 | $10,952.00 (+5.73%) | ||
| 2023 | $409,900 Land $127,800 Building $282,100 | $409,900 Land $127,800 Building $282,100 | |
| 2022 | $10,358.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1999–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 68% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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