438 Floral Ave, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 438 Floral Ave, Ithaca, NY 14850

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,355 sqft · built 1935
Lot Size17.4 acres (761,864 sqft)
OwnerIndividual Name on Record
Tax Bill$7,096 (2026)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN500700 98.-1-1

Property Details

APN / Parcel Number

Primary APN500700 98.-1-1
Alternative APN
  • 070009800000010010000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,355 sqft Total Area
1st Floor Area1,355 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleOther
Exterior MaterialWood
Lot Area761,864 sqft (17.4 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area91 sqft
Shed1 Shed
Shed Area300 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address438 FLORAL AVE
CityITHACA
StateNY
Zip14850-5014
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-3A
Legal DescriptionBOUNDARY CORRECTION 10/03
Legal Block1
Legal Lot Number1.000
JurisdictionTOMPKINS NY
Township / Civil DivisionITHACA
Census Block Group1
Census Block1022
Census Tract1000

Owner

Source: Tompkins County and Ithaca City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address17 LOCKE RD, LOCKE, NY 13092-3221
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address438 FLORAL AVE, ITHACA, NY 14850-5014
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000153
DateJan 7, 2026
Instrument2026-00153
Lender
NameTOMPKINS COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTompkins County
MunicipalityIthaca City
Unified School DistrictIthaca City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,096.00 (-37.3%)
2025$11,318.00$350,000 (+11.46%) Land $137,300 Building $212,700$350,000 (+11.46%) Land $137,300 Building $212,700
2023$314,000 Land $137,300 Building $176,700$314,000 Land $137,300 Building $176,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemITHACA CITY
serves 29,457 people · EPA ID NY5404416
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorine dioxide
resolved · Feb 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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