York County and Saco City property record for 438 Ferry Rd, Saco, ME 04072 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,946 sqft · built 1817 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,778 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | Z0404R |
| Primary APN | Z0404R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,946 sqft Living Area |
| Gross Area | 3,066 sqft |
| 1st Floor Area | 1,274 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1817 |
|---|---|
| Effective Year Built | Effective 1817 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 31,799 sqft (0.73 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | Z0404R |
|---|---|
| Street Address | 438 FERRY RD |
| City | SACO |
| State | ME |
| Zip | 04072-2215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 48 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 5400 |
Source: York County and Saco City records · APN Z0404R
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1301, KENNEBUNK, ME 04043-1301 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 438 FERRY RD, SACO, ME 04072-2215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0174410888 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 17441/0888 |
| Instrument | 2017011088 |
| Name | CARDINAL FNCL CO LP |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 24, 2032 |
Source: York County and Saco City records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,778.00 (+0.03%) | $406,900 (-1.02%) Land $166,300 Building $240,600 | |
| 2024 | $5,776.00 (+3.11%) | $411,100 (+34.52%) Land $166,300 Building $244,800 | $529,625 |
| 2022 | $5,602.00 | $305,600 Land $126,600 Building $179,000 |
Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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