Montgomery County property record for 438 Exchange Ave, Gaithersburg, MD 20878
| Property Type | Condominium |
|---|---|
| Details | 2,913 sqft · built 2013 |
| Owner | Individual Name on Record |
| Tax Bill | $5,488 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03720522 |
| Primary APN | 09-03720522 |
|---|---|
| Alternative APN |
|
| Building Area | 2,913 sqft Living Area |
|---|---|
| 1st Floor Area | 2,913 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Condo/Apartment |
| Account Number | 03720522 |
|---|---|
| Street Address | 438 EXCHANGE AVE, 438 |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-4062 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UN 438 PARKLANDS AT NO 3 PH 3 |
| Legal Subdivision | PARKLANDS AT WATKINS MILL TOWN CENTER CO |
| Legal Phase | 3 |
| Legal Block | 3 |
| Legal Unit | 438 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 700706 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 438 EXCHANGE AVE, GAITHERSBURG, MD 20878-4062 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 438 EXCHANGE AVE, GAITHERSBURG, MD 20878-4062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0650920125 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 65092/125 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $475,000 (+4.78%) Land $142,500 Building $332,500 | $475,000 (-) Land $142,500 Building $332,500 | |
| 2025 | $5,488.00 (+17.84%) | $453,333 (+10.57%) | $475,000 (+15.85%) Land $142,500 Building $332,500 |
| 2023 | $410,000 Land $123,000 Building $287,000 | $410,000 Land $123,000 Building $287,000 | |
| 2022 | $4,657.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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