Harford County property record for 438 Elmhurst St, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 884 sqft · built 1991 |
| Lot Size | 0.119 acres (5,177 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,900 (Nov 2017) |
| Tax Bill | $1,566 (2026) |
| Deeds & Mortgages | Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-087553 |
| Primary APN | 02-087553 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 884 sqft Total Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,177 sqft (0.119 acres) |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 087553 |
|---|---|
| Street Address | 438 ELMHURST ST |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-3434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 4 5177 SF 438 ELMHURST STREET HOLLY CIRCLE PT 71/39 |
| Legal Subdivision | HOLLY CIRCLE |
| Legal Lot Number | 4 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 302902 |
438 Elmhurst St is owned and occupied by an individual who bought it in November 2017.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 ELMHURST ST, ABERDEEN, MD 21001-3434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2017 · Amount on File |
| Deed Sale | Nov 20, 2017 · Amount on File |
| Prior Sale | Dec 6, 2016 · Amount on File |
| Deed Document Number | 201712605-0166 |
| Deed Book / Page | 12605 / 166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 20, 2017 |
| Property Address | 438 ELMHURST ST, ABERDEEN, MD 21001-3434 |
| Document Number | 0126050166 |
| Book / Page | 12605 / 0166 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 12605-0166 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,386.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 438 ELMHURST ST, ABERDEEN, MD 21001-3434 |
| Document Number | 0126050172 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 12605-0172 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Nov 1, 2041 |
The 2026 property tax bill for 438 Elmhurst St was $1,566, up 11.6% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,566.00 (+11.62%) | $164,300 Land $50,600 Building $113,700 | $164,300 Land $50,600 Building $113,700 |
| 2025 | $1,403.00 | ||
| 2023 | $138,700 Land $50,500 Building $88,200 | $138,700 Land $50,500 Building $88,200 | |
| 2022 | $1,316.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Elmhurst St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 11 (1997–2025) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 438 Elmhurst St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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