438 E Rose Ave, Des Moines, IA 50315 Property Records

Polk County property record for 438 E Rose Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1972
Lot Size	0.219 acres (9,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,000 (Sep 2023)
Tax Bill	$3,464 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010/04555-002-003`

Property Details

APN / Parcel Number

Primary APN	`010/04555-002-003`
Alternative APN	`782422176033`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	450 sqft
Unfinished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,540 sqft (0.219 acres)
Lot Dimensions	159 ft deep x 60 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	991 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	438 E ROSE AVE
City	DES MOINES
State	IA
Zip	50315-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 60F W 120F LOTS 47 & 48 SMITHS ACRES PLAT 2
Legal Subdivision	SMITHS ACRES PLAT 2
Legal Lot Number	47,48
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2005
Census Tract	4300

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 E ROSE AVE, DES MOINES, IA 50315-2807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Warranty Deed, Transfer · VA Mortgage GREENSTATE CU
Apr 1, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE PRODUCERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Prior Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	202350702
Deed Book / Page	19605 / 584
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 21, 2023
Property Address	438 E ROSE AVE, DES MOINES, IA 50315-2807
Document Number	0000050702
Book / Page	19605 / 584
Instrument Date	Sep 7, 2023
Instrument	2023-00050702
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$386.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	438 E ROSE AVE, DES MOINES, IA 50315-2807

Mortgage

Document Number	0000050703
Date	Sep 21, 2023
Instrument	2023-00050703

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 1, 2019
Property Address	438 E ROSE AVE, DES MOINES, IA 50315-2807
Document Number	0000068931
Book / Page	017276 / 000432
Instrument Date	Mar 27, 2019
Instrument	68931
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E ROSE AVE DES MOINES IA 503152807, DES MOINES, IA 50315-2807

Mortgage

Document Number	68933
Date	Apr 1, 2019
Book Page	017276/000436
Instrument	68933

Lender

Name	MORTGAGE PRODUCERS
Type	Mortgage Company
Address	URBANDALE, IA 50322

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,600 (+30.08%) Land $37,800 Building $204,800	$242,600 (+30.08%) Land $37,800 Building $204,800
2024	$3,464.00 (+2.06%)
2023		$186,500 (+21.58%) Land $33,700 Building $152,800	$186,500 (+21.58%) Land $33,700 Building $152,800
2022		$153,400 Land $28,700 Building $124,700
2021			$153,400 Land $28,700 Building $124,700
2020	$3,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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