438 E Oak St, Ogden, IA 50212 Property Records

Boone County property record for 438 E Oak St, Ogden, IA 50212

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,584 sqft · built 1960
Lot Size0.425 acres (18,544 sqft)
Owner2 Individual Names on Record
Last Sale$109,000 (Jun 2004)
Tax Bill$3,004 (2024)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN088427323487048

Property Details

APN / Parcel Number

Primary APN088427323487048

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,584 sqft Living Area
1st Floor Area984 sqft
Basement Area984 sqft
Finished Basement400 sqft
Game RoomGame Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Exterior MaterialMetal
Construction TypeSteel Frame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,544 sqft (0.425 acres)
Lot Dimensions152 ft deep x 122 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area20 sqft
Deck Area72 sqft
Patio Area418 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address438 E OAK ST
CityOGDEN
StateIA
Zip50212-7564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeINC
Legal DescriptionHENNINGS ADD N 152'OF E 122' L 35 SE SW
Legal Range27
Legal Township84
Legal Section32
Legal SubdivisionHENNINGS ADD
JurisdictionBOONE IA
Township / Civil DivisionYELL
Census Block Group2
Census Block2164
Census Tract20700

Owner

Source: Boone County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address438 E OAK ST, OGDEN, IA 50212-7564
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2004 · Amount on Record
Deed SaleJun 29, 2004 · Amount on Record
Deed Document Number0020043726
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IA
Property Address438 E OAK ST, OGDEN, IA 50212-7564
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/2059
DateMay 24, 2017
Book Page2017/2059
Instrument172059
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressTAMPA, FL 33607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2037

Tax Assessment & Valuation

Source: Boone County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBoone County
MunicipalityOgden City
Unified School DistrictOgden Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$244,650 (+24.32%) Land $31,940 Building $212,710$244,650 (+24.32%) Land $31,940 Building $212,710
2024$3,004.00 (+6.75%)
2023$196,793 (+27.43%) Land $22,814 Building $173,979$196,793 (+27.43%) Land $22,814 Building $173,979
2022$2,814.00 (-2.29%)$154,427 Land $22,814 Building $131,613
2021$2,880.00$154,427 Land $22,814 Building $131,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOGDEN MUNICIPAL UTILITIES
serves 2,419 people · EPA ID IA0858090
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereXENIA RWD (DES MOINES)
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ogden Telephone Company
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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