Trigg County property record for 438 E Noel Dr, Cadiz, KY 42211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,410 sqft · built 1977 |
| Lot Size | 0.99 acres (42,919 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $661 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Jan 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-9-2-8 |
| Primary APN | C-9-2-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,919 sqft (0.99 acres) |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Heating Fuel | Gas |
| Street Address | 438 E NOEL DR |
|---|---|
| City | CADIZ |
| State | KY |
| Zip | 42211-6690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NOEL LAND |
| Legal Subdivision | CLOVIS NOEL |
| Jurisdiction | TRIGG KY |
| Township / Civil Division | CADIZ |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 970201 |
Source: Trigg County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 661, CADIZ, KY 42211-0661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FNB BANK |
| Jan 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FNB BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIGG KY |
| Property Address | 438 E NOEL DR, CADIZ, KY 42211-6690 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00M356/531 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | M356/531 |
| Instrument | 196435 |
| Name | FNB BANK |
|---|---|
| Type | Bank |
| Address | MAYFIELD, KY 42066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Feb 20, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIGG KY |
| Property Address | 438 E NOEL DR, CADIZ, KY 42211-6690 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 438 E NOEL DR, CADIZ, KY 42211-6690 |
| Document Number | 00M410/929 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | M410/929 |
| Instrument | 298900 |
| Name | FNB BANK NA |
|---|---|
| Type | Bank |
| Address | MAYFIELD, KY 42066 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2038 |
Source: Trigg County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Cadiz City |
| County | Trigg County |
| Unified School District | Trigg County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $661.00 (-11.75%) Homeowner's exemption | $125,000 (-) | $125,000 (-) |
| 2023 | $749.00 Homeowner's exemption | $125,000 | $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CADIZ MUNICIPAL WATER CO serves 6,165 people · EPA ID KY1110054 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| energynet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AT&T.
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