438 E Main St, Vernon, MI 48476 Property Records

Shiawassee County property record for 438 E Main St, Vernon, MI 48476 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$180,000 (2021)
Tax Bill	$2,519.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`012-62-001-010`
Alternative APN	`0126200101000`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	438 E MAIN ST
City	VERNON
State	MI
Zip	48476-9122
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOLLEY'S ADD VILL OF VERNON W 37.2 FT OFF W SIDE OF LOT 15 ALSO E 15 FT OFF LOT 14 BLK 1
Legal Subdivision	HOLLEYS ADD
Legal Block	1
Legal Lot Number	15,14
Jurisdiction	SHIAWASSEE MI
Minor Civil Division	VERNON
Census Blockgroup	2
Census Block	2056
Census Tract	31800

Owner

Source: Shiawassee County records · APN 012-62-001-010

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 147, VERNON, MI 48476-0147
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Dec 15, 2014 · Amount on Record
Deed Doc Number	20213349110
Deed Book / Page	1285 / 321
Record Refreshed	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 22, 2021
Property Address	438 E MAIN ST, VERNON, MI 48476-9122
Document Number	0012850321
Book / Page	1285 / 321
Map Reference	LB 1 PG 88
Instrument Date	Jul 12, 2021
Instrument	3349110
Transaction Type	Transfer
Record Updated	Aug 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 E MAIN ST, 438, VERNON, MI 48476-9122

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	438 E MAIN ST, VERNON, MI 48476-9122

Mortgage

Document Number	3349111
Date	Jul 22, 2021
Instrument	3349111

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Vernon Township
Municipality	Vernon Village
Unified School District	Corunna Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,300 (+1.09%)	$204,600 (+1.09%)
2025	$2,519.00 (+3.28%) Homeowner's exemption	$101,200 (+15.92%)	$202,400 (+15.92%)
2024	$2,439.00 (+14.94%)
2023	$2,122.00 Homeowner's exemption	$87,300	$174,600

Flood & Wildfire

438 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Shiawassee County (26155C), updated April 12, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 4th percentile of exposed land nationally · 9th in Michigan
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.